As investors of high-yield investment programs, it’s important to remain somewhat detached from programs. Most of us are of an impulsive sort, we have to be to take such high risks, and as risk-takers we often make decisions based on our feelings, or whims. It’s important for us to remain stoic about the programs we invest in, or at least to not become overly attached to them. Due to the high risk of closure and loss involved with these programs, if we allow our feelings to sway our judgment, disastrous mistakes can be made.
Let me explain, I know of an investor and reader of this blog that in the past invested a substantial sum into a program that had been running successfully for around 11 months. This program, an industry leader, had performed flawlessly and was ever-increasing in popularity. Many people had doubled or even tripled their initial investments within the program. This investor was one of them. He had made an initial investment in the range of $500 and had received a return around $1500. It was at this time the investor let his feelings and impulse overtake his reasoning. Without taking the risk into consideration the investor deposited $10,000 into the program. In short, the program closed a month or two later leaving the investor with a substantial loss.
Even if you aren’t an investing in amounts as large as the investor I just mentioned, you can learn from his mistake. Never allow yourself to get greedy. Never allow yourself to become overconfident in a program. Always know that the program you invest in could potentially close the day after you invest. If you invest knowing and understanding these things, you should be cautious and never place yourself in a position where you will be damaged financially by your investments. Only invest what you are willing to lose.
Now, lets get to the main topic of today. Lets talk about a new long-term program that opened to investors February 10th, Inno-Invest.
So, lets talk a bit about Inno-Invest. The program just started earlier this month and overall reminds me of an industry leader that ran last year and made many investors a good deal of money. Will Inno-Invest emerge as one of the leading programs of 2011? That remains to be seen, but as you’ll see in this review, this program has the makings for a HYIP that could be potentially profitable.
First lets go over the most frequently asked questions about HYIPs:
- Liberty Reserve (LR), Perfect Money (PM) and Alert Pay (AP) payment processors are accepted.
- Minimum Investment is $5.
- Withdraws are processed automatically seven (7) days a week.
- There is no minimum withdraw other than Alert Pay’s $1 minimum.
- Initial Principal can be withdrawn.
Now lets take a look at the plan offered by Inno-Invest. There’s only one investment option, and it’s a progressive plan where the longer you keep your investment in the program, the more money you earn. So, if you were to deposit $100 into the program, you should earn$1.80 daily for 30 days while in Stage A. While in Stage A you cannot withdraw your principal as if you do, you will be assessed a 100% fee, thus making your principal $0.
After 30 days you enter Stage B. In this stage you should earn $2.00 daily for 49 days. In this stage you can withdraw your principal at a 75% fee, so if you decide to opt out of the program you could get $25 back. It’s important to note that at day 41 you hit break-even-point. So, if you decide you want out, and request your principal back on day 41 of your investment you would receive $101 total, earning a $1 profit. I’m not sure why you’d do this, but the option is there if you wish.
After day 80, you enter Stage C. In this stage you should earn $2.20 daily for 69 days. At any time during this stage you have the option to get 1/2 of your principal deposit back, so if you decided to cash-out you can do so in profit. Or like me, you can just let your investment run its length. Stage D runs for 99 days and you should receive $2.40 daily. In this stage you can request your deposit back for a 25% fee. After 250 days and onward you should earn$2.60 daily until the program closes or you decide to request your initial deposit back with no fee.
Overall it’s a smart plan, it promotes long-term investment by rewarding people who keep their investment in the program with higher daily returns and more of their initial deposit if they request it back.
Now’s the time to take a look at what makes Inno-Invest tick, the inner-workings of the program. The first thing I do is a Whois search and an IP search. The Whois search unfortunately didn’t really give me any useful information as the site has privacy protection, all we gain is that the name-servers are listed under DDoSWIZ so we know who is hosting the program. So lets look at the IP search:
We learn that Inno-Invest (through DDoSWIZ) is hosted on a Staminus Communications server, one of the more recognized companies in the industry, known for reliable and safe hosting services. The program also utilizes SSL encryption through Comodo, so we know that our transaction information is secure. Furthermore as far as security is concerned, Inno-Invest runs a custom script from what I can tell, a sign that in the past has pointed toward successful, long-running programs.
Past this however, we really don’t have much information about Inno-Invest. Being only 9 days running at the time of this review, it’s just too early to do much of an analysis on theirtraffic or forum popularity. What we do know is the program is listed on 25 or so monitors and is listed in all the major forums. I wish there was more information available, but really at this time I don’t have anything further to share.
I’ll leave you all tonight with the reminder to only invest what you are willing to lose in a HYIP, and to never let greed or over-confidence overcome your sensibilities. Until next time, keep walking through the world of HYIP investments!
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