A hyip with a strange name

The first thing you see when you enter the website of a program called CXZCO Business Company (cxzco.com) is the text that informs about the following: “Our business firm is a private corporation investment firm with the incorporated LPD/876930 number in Argentina. We will invest your capital in diverse sites in Argentina and pay over the profits to you.”This project was launched on November 20, 2010 and has been online for 52 days.

Investment Plans. There are three investment plans at Cxzco.com. The interest you get depends on the amount of deposit you make, therefore the more you invest – the higher interest rate is. The investment period at CXZCO is 30 trading day (not calendar!). According to the terms compounding is not available and principal is returned at the end of the term.

  • The minimum deposit you need to make in order to become an investor in the program is $10 which you can invest in the first plan and have 2% daily. The maximum deposit in this plan is $500. The total return is 160%. Okay, let’s assume you have $100 to invest and there are no holidays soon. You will make $2 a day ($10 a week). After 6 calendar weeks (a month and a half) you will have $60. This will be your pure profit and + you will have your $100 back which is a promised return of 160%.
  • The second plans offers 2.5% daily for deposits of $501- $2,000. The total return is 175%.
  • If you wish to invest $2,001 and more, the third plan is for you. The interest rate is 3% daily and the maximum deposit is unlimited. The total return is 190%.

Referral Program. The referral program is present at Cxzco.com just like in almost all other programs. The referral commission is also standard and is 5% per each deposit made by all people who made deposit in the program using your referral link.

Payment Options.
The list of payment options is not very long. The only accepted e-currencies are LibertyReserve and PerfectMoney.

General Website Features.
The website looks very simple and there is no design at all. The administration of the program has probably decided to place as few elements as possible. The chosen ones demonstrate us what the administration considers to be the most important. Those are the long list of forums, a search box, investment plans, a telephone number and a picture showing a referral commission rate. That all can be seen on the main page. There is also a “Rate Us” page with all monitors where CXZCO is listed, register button, and “Contacts” page. However, there is no FAQ section where users could get answers to their questions.

Security Features. CXZCO.com is hosted at BurstNET Datacenter USA (burst.net). It is SSL encrypted by GlobeSSL (globessl.com) and DDoS protection is provided by NVH Server (nvhserver.com). As we can see, all necessary security features are present on the website and even though they are not famous in HYIP industry, it is good that the administration worried about this aspect and paid for the features that guarantee security.

Contact Methods. There are many ways to contact the support team at Cxzco.com. You can contact them via email: [email protected], by phone: +54 116 632 2008 or fax: +54 116 632 2009. You can even sent a mail at the following address: Calle 9 No. 1016, La Plata, Argentina. The standard contact form is also present on the website.

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FxPowerPro Interview

(RCB): Hello. Our interviews traditionally begin with an introduction. Please tell us who you are and what your role in the project FxPowerPro is.


FxPowerPro (FPP): Hi! My name is Jack Taylor. I am a technical expert, a Forex specialists team manager. I manage several dozens of traders all over the world, and the number of them constantly increases. I’ve developed my own FxPP-M management of HYIP resources model, thanks to which our team is interested in making more effective transactions and to engage even more professionals. At the moment the company is going through the official registration so once it is done you’ll be the first to know it 😉

(RCB):
There is a slogan on your website https://fxpowerpro.com/“is an professional team and we needn’t say more”Tell us about this professional team. Who are these people? What do they do?
(FPP): As I’ve already described it, our team consists of forex traders, financial management division and technical support. The terms of work in our company are very simple, they are based on the usual bonus system, which stimulates the workers to work better. Within just a month of work our team has doubled its staff, our account value quintuples our current liabilities in the HYIP! That’s why I may assert that this investment project will become one of the leaders in this sphere. Special thanks to my assistants for their responsibility and professionalism.

(RCB): Which actions of your team help achieve such great results and pay your investors such great income?
(FPP): One of the basic requirements for our traders in FxPP-M model is so called aggressive trading approach. The main point of it is a cute bonus system of transaction payments. We pay for successful transactions only. You may ask what reason is for traders to work with me. I’ll not disclose all the secrets of my model, but I can say that it is based on constant profit increasing, and it helps the traders to earn more with us than if they just performed own trading on the Forex Market. Due to this method it is possible to assure long-term payments to investors and company’s development. All the traders are divided into departments, and each of traders is responsible for the constant money flow for every investment plan.

(RCB): Is there a story behind fxpowerpro.com or your project starts with a website and online activity?
(FPP): We started to work at the beginning of this year. For the time being – online only. But it took almost a half of a year to get everything ready to start. We’ve researched the HYIP market, processed lots of necessary information and various financial questions. From the very beginning of the project our approach to it is based on responsibility, analysis and professionalism.

(RCB): Tell us about your investment products and the mechanism of accruing profits.
(FPP): At this moment we have 4 investment plans. Each of them is oriented on different types of investors. The first one is START-30, which is scheduled just for 30 days. As all the plans, it includes your deposit returning at the end of the term. It is the only plan where the compounding option is available. It leads to more than 15% profit increasing. The minimal deposit is $5, the maximal one – $300. The accumulated profit is 54% without compounding, 62% – with compounding of 50%, 100% – 71%. So with the 300$ deposit you may get $512.34 just in 30 days! This plan is designed to the major part of investors and it was created to confirm our financial solvency and stability.

The second plan is BEGINNER 60. It lasts 60 days. This investment plan leads to maximal profit increasing up to 132%. With $500 deposit you get $1160 in 60 days. We pay $11 every day and return your deposit at the end of this term. This plan is popular among the investors who have already noticed that we guarantee stability, security and profit. They invest inFxPowerPro because they trust us.

The third and forth plans are PRO and GOLD. They are scheduled for long-term stable payments – 150 days. The maximal profit may be up to $84,000 with the maximal available deposit of $20,000. These plans are designed to big investors with the possibility of personal meeting and the co-operation with partial financial statements discussing. Unlike the previous plans, the investable funds may be returned before the plan ends, but no later than in 3 weeks.

(RCB): Now it is popular to translate websites into different languages. Frankly, I believe that translating a website of high-yield program into all possible languages is quite pointless but sometimes it is simply convenient. Do you plan to translate your site?
(FPP): Yes, we work with the firm which translates the texts of such subject professionally. In the nearest future we’ll have our site translated in Russian and German. And we won’t stop!

(RCB): You have a complicated referral system – there are 4 levels. Tell me more about it.
(FPP): Being our partner is as simple and safe as being an investor. Every user may use a special unique link to our site (including unique banners). The referral profit rate starts at 3%. This interest may increase and it depends upon the number of investors. If a partner referred 1-99 people he will receive 3% from a deposit. 4% is when this number is from 101 to 300 people, 5% – 301 to 500 and 6% for those who referred more than 501 referrals. So any person may take part in our referral program. We also have a special bonus programme for affiliates, but it is discussed individually.

(RCB): Is it possible to earn referral commission and not to invest in FxPowerPro?
(FPP): Yes, as I’ve mentioned before, anybody can take part in our affiliate program without obligation to deposit.

(RCB): Now you accept deposits in LibertyReserve, PerfectMoney and AlertPay – a golden set for a high-yield investment project, so you probably do not plan to add other options for making payments, do you?
(FPP): Now we have Liberty Reserve, Perfect Money and a verified account AlertPay of course. We don’t see any necessity to add other e-pay systems. But we are going to add the possibility of bank transfers soon.

(RCB: Security of a website is an important component of success in highly competitive environment. How do you solve the problem with technical safety?
(FPP): Recently we’ve moved to the new dedicated server at the data-centre of the known provider Dragonara.net. Our server is configured by the leading specialists, experienced in information security sphere, specially for our project. The access to our server is limited and is only allowed through secured protocol. We use advanced technologies only. Our server is connected with a special channel (network protection service) and can withstand any DDOS attacks up to 1gbps. We did our best to explain to our clients, that their information is protected – site connection is possible only by secure SSL protocol, so the traffic between our clients and our site is always encrypted. Our clients can use a virtual keyboard when they register to avoid possibility of eavesdropping by viruses and Trojans. Be sure, the work with us is safe!

(RCB): Live customer support is implemented on your website. I have visited the website several times and live support was always online. What is its operating schedule?
(FPP): After our project moved to the new server, we changed the on-line support module at our site. Now it is more convenient to talk to us. A small button is at the left bottom of all the pages of our site and our clients, partners and visitors can use it to ask a question at any moment, when they need it. Our staff tries to online be as much time as possible, but if there are no operators on-line you can write to us, we’ll answer soon.

(RCB): Which methods of promotion do you use to attract the audience in the field of high-yield investments? Is it advertisement, some promotions, contests or something else?
(FPP): From the very beginning we have a clear plan of resources allocation for our project promotion. First of all we advertise it at the most popular sites of this sphere, set banners, publish the news, and support topics at different forums. We should be recognizable. Now that we paid the first principals at the end of the first cycle we plan to tell more about us at different information sites. I’ll try to do interviews as often as possible. Soon we’ll offer different drawings and events to show to our investors that it is not only safe, but also interesting to work with us.

(HN): Please tell our readers (your potential investors) why you think that FxPowerPro is better than others.
(FPP): “My child is always the best”. FxPowerPro is not just a HYIP project, but it is a responsible and professional team, and first of all we take care of our clients, because it is the only way to enlarge their number. I’m sure that FxPP-M model will work for many years, because all its participants always win. It sounds fantastically, but it is true! I want to underline that I would fail to materialize my ideas without my team’s help and responsibility, thank you, FxPowerPro team.

And at the end of our discussion I’d like to say again special thanks to our investors and partners who trust us, because we are all one successful team moving FxPowerPro towards to leadership in the industry.

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Will you get your money back?

Investment activity is quite accurately scheduled, thought out and balanced system, in which each of the programs represents a set of terms for you to agree or not. That’s why we suppose that on case you are aware of the elements of this system; you will grasp investment wisdom and reach a level enough to receive the profit. :) Today we will address to such HYIP system element as money return. All newbie amateurs should pay attention to it, professionals may just review it.

You invest your money and receive the interests back. But your principal funds are your money. Brokers use this money to repay your losses, so if you lose, your money disappear. But there you may stop the process with the help of auto stops. And the matter is quite different in case with the programs we deal with.

You have three alternatives. The first and the most widespread alternative is returning your money with the interests. The second alternative is when you may get your money back when the payment period is over. The third alternative offers you to purchase some values, and it is worth to be observed in details. Your money may not get back to you. :)

Let’s start with the most widespread variant, where you receive your money with the interests. A program pays interests using your money in its operations (Forex, Stocks, energy etc). The process is as follows. You create a deposit with a minimal sum, allowed by this program, and it is less than a maximal sum allowed, and you receive interests that should comprise more than 100%.

For instance, you get 10% within 11 days, or 2% within 100 days. Thus, a part of this money will belong to you, and it will be returned to you with the payouts (included – as it is stated in program terms).

This is a very convenient way of paying interests for the administrator, because investor becomes dependant of payouts and time terms, and he cannot somehow influence it. That’s why it is the most popular way. When you don’t know if you pay tomorrow or not, it would be hastily to provide investors with the opportunity to withdraw. So, admins don’t give such opportunity, paying a fixed interest, including our principles.

The major problem is as follows: of the program is paying within 100 days, you campy be sure that you will receive your profit (which happens when you receive 100% of your funds and at least 0.1%). The program may disappear on the 49th day, and you will anyway leave a part of your funds to these guys, receiving 2% daily, no matter you will receive your $98 back 9which is not so painful as loss of all your money). You should recognize it and understand that you run risks, and deal with the most dangerous folks, who aim at making themselves totally safe and secure, inventing various idiot terms

Alternative variant to the one described above is when you may get you’re your principals. However, if they allow withdrawing at any time, it will be a mess. The program which uses your money on some purpose, also has agreements with, say, broker or handbook firms, and they cannot afford you do what you want.

So there are two types of restrictions here. The first one is impossibility to withdraw principals before a definite terms expires, for instance, this may be a term existing for paying all interests. For instance, if the term is 6 months, you cannot withdraw your money until this period is over.

The second variant is a fee, which is removed when you try to withdraw your money too early. It may reach 50% and it is really cruel. But this is done to prevent you from withdrawing. However, such option is a real program’s advantage, because very few programs may risk and offer such option to its investors.

FastMarket is a good example, they’ve had both variants of principal (or initial) withdraw, and both these variants didn’t work :) However, all of you remember that this program lived for long, that they started new projects, and many investors received their profit. Well, when we started to request our principals in 6 months, administration just kept silence.

The same refers to a simple withdrawal of our funds, even with 50% administrative fee – we haven’t received anything as well. Then investors faced the same problem. In short, FastMarket had a quality and advanced structure, but it didn’t work so. I don’t know if someone could withdraw the money from this program during all period of its work, but this option remains unchecked.

But it’s the most honest. If you hesitate in the program, you have a possibility to get your money back on a definite stage. Just because such programs work for long, and they usually manage to pay a bigger part of principles before going to run. If this option is present in the agreement, you should try to test it – it is important to unmask the folks if it is possible.

Well, I’ve already told that very few programs risk offering such variant. There are two reasons for it. The first one is that such option demands definite technical options. This program must develop an original script. And, of course, economical aspect is also important, it is necessary to count the possibility to withdraw investors’ money. This is not easy for every program. So, the programs that want to act seriously and that want to work in “quality market”, have the third alternative – in my opinion, it’s the most universal and profitable.

This is the variant of purchasing the values. We may remember Forex Union, InvestFreak among the most relevant programs. PrivateOpps , which disappeared recently, had the same scheme. The issue is clear. You don’t just invest money, you purchase some “shares”, points, units. You receive some interests for each issue you purchased.

It’s simple. These shares obtain a RELATIVE costs after your purchase. It depends upon some home market. In principle, it is possible that you cannot sell these shares somewhere, but most often you can, because you are not supposed to get much benefit, receiving 1% a day. :) But it happens that the term of use of your shares is over as soon as you receive your interests, and they are just zeroed.

A variant of creating a home market, where investors may sell these values to each other, looks more attractive and interesting. The price is relative as well. In this case you may make profit not only on interests, but also on increase of the price of definite shares. :) it looks very attractive, but it’s deceptive. So you need to be careful and double check the terms.

We cannot cover all perspectives , so we won’t even try, and we haven’t got enough space for it. But usually the list of terms is quite long, and lack of attention may cost you much. At first, pay attention to what you can do with these shares. Once their cost is determined by the program, don’t think that you’re far from control and scam. They are the same, and they are more complicated, if the terms of the program are clear and detailed.

This is all what we wanted to tell you about return of your money. If you have something to add, we will appreciate your updates. But we suppose that these three key elements include the widest circle of programs and you will are informed now. 😉

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West Wood Review

For this article of today,i would like to review West-wood,that has been launched precisely on December 3oth,2010.With,already,more than two weeks in business,and principal returned successfully once,in one of the plans,probably,it is the best time to review West-wood,certainly a refreshing proposition.

West - wood

The Investment Plans offered :

The shortest duration plan offered at West-wood, called Interest runs only for a duration of 10 days,promising a daily return of 0.7% daily,with the deposited principal being returned at the end of the term duration,that is 10 days.Therefore,as you can see the total return in the first plan at West-wood is 107%.This plan at West-wood,accepting deposits starting from $1,is certainly the one,to test the operations at West-wood.The maximum investment accepted is $150.

The second plan,the Volition,runs for a duration of 30 calendar days,offering a return of 1% daily.Similar to the other plans,principal is returned at the end of the term.Thus,after 30 calendar days,the total return is 130%.Well, the minimum deposit set at $100, is not very low,yet not absolutely out of reach.The maximum deposit is $1000.Probably,this plan,will become more popular once  West-wood becomes a well-established name.

The third investment plan or the Stability plan,offers 1.5daily return for 50 calendar days.With the principal returned at the end of the term,the total return,at the end of 50 calendar days amounts to 175%.The minimum and maximum deposit accepted for the Stability plan is $500 and $1500respectively.

For calculation purposes,an investment of $500 in this plan offers a daily return of $7.5,with the total return at the of 50 calendar days being $875 [Including the principal returned at the term expiry and the daily returns].

The last two plans presented at West-wood,that is Serenity and Freedom offers 2% daily for 80 calendar days and 2.5% daily for 130 calendar days respectively.The total return,at the end of the duration of this last two plans is 160% and 325% respectively.The difference,this two plans have with the earlier plans,is that the principal is not returned in the last two plans.

The Payment Processors:

The payment processors available at West-wood being LibertyReserve,PerfectMoney and AlertPay,i guess will be considered extensive enough,by most of us.

Compounding Option:

Compounding is available at all the plans offered at West-wood.As always,the advise will be to recover you principal first,before employing the compounding option.

Site Design,Hosting,Security Features:

Well,this is the most refreshing aspect of West-wood . Must say,quite an innovative design.It’s always good to see,new ideas coming up.Navigation,actually not that difficult,when you get accustomed with the West-wood site,for a few days. West-wood runs on a customized script,and is hosted on a dedicated server by Dragonara,a reputed name in the industry.[Also quite costly].Ddos protection,is also provided by Dragonara.SSL Encryption,is provided by COMODO.

Support To The Investors:

Another positive aspect of West-wood,still now has been it’s support.Contact can be established with the concerned management,by online support forms,as well as the Live Chat.The tickets has been replied quite promptly,till now.

HYIP Analysis:

Needless to say,personally i am quite impressed with site design of West-wood.Certainly this helps to attract investor’s attraction.

Other positives are:

1.Hosted by Dragonara,hopefully Ddos attacks will not be a problem here.

2.The minimum deposit for the first plan,being $1,provides all investors an opportunity to test their service.

3.Going by the present mood of the HYIP industry,when the investors are probably a bit reluctant to deposit their hard earned money,for a long time,i guess,the 0.7% daily for 10 days plan will probably be the one,where many investors will closely look at.

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3 good looking hyips

Elite Alliance

Elite Alliance offers it’s Members four types of Investment Contracts from short-term to middle-term with fixed rates of return:
1. Weekly Fixed
Duration: 7 calendar days
Rate of Interest: 11%
Principal Return: Upon Maturity
2. BiWeekly Fixed
Duration: 14 calendar days
Rate of Interest: 25%
Principal Return: Upon Maturity
3. Monthly Fixed
Duration: 1 month
Rate of Interest: 60%
Principal Return: Upon Maturity
4. BiMonthly Fixed
Duration: 2 months
Rate of Interest: 160%
Principal Return: Upon Maturity
Principal
Pricipal is the original amount invested into any of the Investment Contracts, separate from earnings. Principal is returned upon maturity of the Investment Contract along with Profits.
Initial Deposit
Initial Deposit is the amount of funds initially deposited into an Account from any independent source (payment processor, e-currency account, etc). Every Initial Deposit is guaranteed by Private Reserve Fund.
Straitontrade

Trial

period: 10 business days

guaranted profit: 1.80% per day

minimum deposit: $1

Start

period: 25 business days

guaranted profit: 2% per day

minimum deposit: $101

Professional

period: 60 business days

guaranted profit: 2.30% per day

minimum deposit: $1001

Expert

period: 120 business days

guaranted profit: 2.80% per day

minimum deposit: $5001

Trial

period: 10 business days

guaranted profit: 1.80% per day

minimum deposit: $1

Start

period: 25 business days

guaranted profit: 2% per day

minimum deposit: $101

Professional

period: 60 business days

guaranted profit: 2.30% per day

minimum deposit: $1001

Welcome to Straitontrade

Investment company Straiton Trade are glad to greet you on it’s web site! Our company could help you to invest your means in a highly reliable Forex market trade instrument. Working with us, you are going to find out a possibility to make your tomorrow even better, working from your own house. With us you are going to obtain profit, investing in one of the most perspective fields nowadays. Choosing Straiton Trade for investments, you definitely choose reliable and profitable investments. We know everything about the Forex market.We are always updated about the world market trends, and news that could affect the situation on the market, or on the development of the exchange market.

About Straitontrade

Straiton Trade is an investment instrument specially created for those who need to create a reliable and profitable source of real net income. No hidden fees, bank account, no special benefits, everything is maximum clear and conditions and rules are equal for every partner. With us you will have hassle-free investment, even free from the paperwork. Before we invest in any foreign exchange market, we seek for the long term appreciation of our assets. To be more precise we need to say that our company is registered in offshore, our traders and market researches live all over the world. The most important aspect of our investments, which range from low, medium to high returns is that our principal investments are always guaranteed, based on this fact all other investments are guaranteed too.

Corpabaygroup

CorpBayGroup is the a professional investment program. We have some alternative investment markets that give us opportunities to keep our promises, concerning the payouts and are a kind of insurance against any possible fluctuations on the basic sources of getting the profit. Our aim is to educate the public.
You can learn about the market timing technique by becoming an investor on our site. In the past, most deals we choose to fund come to us from our network of friends entrepreneurs we have worked with or funded in the past, our limited partners. Nowadays we accept fund from peoples around the world. CorpBayGroup.com was a well built investment portal which provide a secure and safe investment environment to all people over the world. With a very secured system, which promised to give you the best time of investment with no fear. Therefore, We are different from others investment company because we are very serious about our services and customer satisfaction.
CorpBayGroup Investment Packages
Plan Interest Period Minimum Maximum
CBG 1 % 2.00 Daily 60 Days $10 $1,000
CBG 2 % 2.10 Daily 60 Days $1,001 $5,000
CBG 3 % 2.22 Daily 60 Days $5,001 $20,000
CBG 4 % 2.34 Daily 60 Days $20,001 $50,000
CBG 5 % 2.45 Daily 60 Days $50,001 $100,000
CBG 6 % 2.59 Daily 60 Days $100,001 $250,000

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Online Investment Tips&Tricks

There are numerous ways to invest online and they have advantages too. One of the biggest advantages that you would have as an online investor is the low brokerage rates that you would have to pay the broker. Normal brokers would charge you a high fee while they handle your investment. This would obviously include advisory charges. Brokers offering online services offer relatively low commissions and are often called discount brokers. You can channel your trade through these agents at a lower rate. In this way the commission does not eat into your profits.

Easy access is another advantage of online investment because it is the only resources that you required, would be a computer and an internet connection. Most online trading firms designated tabs for their online users and these are really user’s friendly. The money transaction methods are varied. You can choose an option in most convenient and easy way for you.

Before beginning an online investment program, be sure to understand that most likely you are not linked directly to the market through your home computer and that the click of your mouse does not instantly execute trades or cancel orders. Determine if the stock quotes and account updates you receive are real-time or delayed. Checking the on-line brokers’ ability to get the best price for investors and most brokerage firms provide this information from the firm to substantiate any advertised claims concerning the ease and speed of online trading.

Get the information from the firm about significant website outages, delays, and other interruptions that may affect your ability to execute trades and make sure that the firm has an alternative way or options to execute trades. Review the firm privacy and security policies and determine if your name will be used for mailing list or other promotional activities by the firm or any other party. Receiving clear information about sale commissions, transaction fees, and conditions that apply to any advertising discount on commissions will help you to feed your knowledge and you must know how to contact a customer service representative if any problems occur. Request a prompt attention and fair consideration and to be sure to keep good records to substantiate any problems that may occur. Contact your local securities division to verify the registration status and disciplinary history of the online brokerage firm, or file a complaint, if appropriate.

Most of the online sites do not charge any fees for becoming members. Once you have been member, you will be able to use their services and starting investing. Many of the sires will also provide you with tips and advice as to how go about investing in different products. This will give you added an added advantage of investing online.

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Fresh Review of MGFunds

For this post, i would like to present the review of MGFunds.com or the Mark Goodman Funds one of the newly joined Investment program, that launched in the forums, on 9 th  of January.

The Investment Plans :

MGFunds.com offers a single medium term investment plan, that runs for 45 calendar days, offering a daily interest  of  3% of the deposited principal. The investment amount made in this single plan at MGFunds.com , is included within the daily returns, thus promising a total return of 135% after 45 calendar days.

The break-even point, if you calculate comes at 34 th calendar day, that is by the 34 th calendar day of the investment plan, you will recover the deposited principal, and by the 35th calendar day, start earning the profits.

The minimum deposit, to invest in this plan, has been fixed at $30, although not too low, yet not very high, either. We have seen, quite a few of HYI Programs, that have done exceptionally well, with minimum deposits, even higher than that. Therefore, personally, i do not feel, a minimum deposit of $30 will be a hindrance in the growth of this particular program, if MGFunds.com can gain the confidence of the HYIP investors, by keeping the basics right.

The maximum investment permitted is $10,000 per active investment. For informational purposes,three active investments are allowed, at one point of time.

Let’s take the example of  an  investment of $100, in the medium term plan of MGFunds.com, that promises daily returns of $3, with the total return, at the end of 45 calendar days, being $135 .

Withdrawal requests:

The withdrawal requests are processed manually, and the minimum amount that you can request s $3. The management has mentioned in their FAQ page, that the withdrawal requests are to be processed within the maximum of 48 business hours [ Withdrawal requests are not processed at the weekends]. Another point, that has to be remembered in this respect, is a fee associated with withdrawal transactions.[ Withdrawal fee – 1.5%].Although, till now, the withdrawal requests have been processed much earlier, than the maximum time mentioned.

Payment Processors:

MGFunds.com has certainly , scored a point in this aspect, as the payment processor portfolio ofMGFunds.com , will hardly leave any HYIP investor dissatisfied. Namely, the e-currencies available for transactions are LibertyReserve, PerfectMoney, GlobalDigitalPay and the verified ones, that is AlertPay and SolidTrustPay.

Support:

Apart from the usual online support formsSkype has also been included to for providing investor support.

Site Design, Hosting , Security features:

As already mentioned before, if you need two words that can best describe, MGFunds.com site, it probably will be ‘Simple and professional’MGFunds.com site runs on a customized script, with a hassle free navigation. The site design is not much flashy, but definitely is soothing and simple.MGFunds.com is hosted on a dedicated server by BlackLotus, with Ddos protection also offered by the same. SSL Encryption, by AlphaSSL, has also been incorporated. Overall, certainly all the security measures, have been included.

Promotional measures:

Well, you must have noticed MGFunds.com somewhere. The concerned management is definitely carrying out extensive promotions in various forums and monitors.I noticed almost 100 monitors in their ratings page.

HYIP Analysis:

The positives:

1. MGFunds.com has been able to create a very professional aura [ Particularly, by its prompt reply to support tickets, and prompt processing of the withdrawal requests.]

2. The Medium term plans, where the deposited principal is recovered within a short period, is preferred by a major section of HYIP investors.Probably,that will be a reason,that will be helpful, in maintaining the all important cash flow.

3. Payment processor portfolio, that includes almost all the popular options, i guess, will increase the investor acceptability.

4. Customized script, Ddos protection, SSL Encryption that we expect from a promising program, has all been included.

5. About, Alexa traffic graphs, as most of my friends already know, i am not a believer of Alexa, as it is one of the measures, that can be easily faked.

The negatives:

The only negative, probably is the withdrawal fees, which may not be liked by some HYIP investors. On the other hand, it adds to the professional aura, that MGFunds.com has been able to successfully create so far.

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News from the Industry

First Monetary Fund (first-money.org) needed a month to make everyone talk about it.

The fact is that FirstMonetaryFund uses a unique script in its work. By creating a script to fit their needs, they took care of providing users with the maximum set of tools. Do you know a lot of HYIPs which offer their investors to send money directly to each other with almost no restrictions? Do you often come across programs that offer exchanging between LibertyReserve and PerfectMoney right on those programs’ websites? Fortunately, there are more such HYIPs each day. Thus, in my opinion, First Monetary Fund offers investors features that will be a must-have in the nearest future.

More and more programs are trying to provide investors with more different possibilities for managing their finances. Trading shares inside the company is another possibility, which will surely develop in the future.

The program called INQ Investments is one of the recent additions to hyip programs. And today we have some news to inform you about. The administration of the program has added a new option for making deposits:

“Now Accepting Solid Trust Pay INQ Investments is glad to announce that we are now accepting payments via Solid Trust Pay. We even accept Credit Card payments via Solid Trust Pay for a small fee of 2.5%”

So from now on all deposits can be made via LibertyReserve, AlertPay, SolidTrustPay and Bank Wire. By the way INQ Investments also accepts VISA/MASTERCARD via Alertpay for a small fee of 2.5%.

You can make a deposit in one of the “Regular Plans” that offer 0.8-0.9% for 90 days (the required deposit amount is $25 and more) and 0.9-1% for 180 days ($25 and more). This program also offers “Secured Investment Plans”. They bring 0.5% for 90 days and 0.6% for 180 days. The interesting feature is that all clients who invest in these plans receive agreement papers and post-dated check through post. All details are described in a FAQ section on the website (here). Deposits in Secured Investment Plans can be made via AlertPay, Moneybookers and Bank Wire only.

By the way, the work of support department at INQinvestments.com is really great. Today I’ve contacted them via two different offered contact methods: email and live chat. I received the response to all my answers in the email within 10 minutes. Then I decided to check the efficiency of their live support and I can confirm that it really operates and I had to wait for only a couple of seconds to start chatting with the representative of INQ Investments. We all know that many HYIPs pretend to have live support and they are always or most time offline. Therefore such a great work of support department atinqinvestments.com is really appreciated.

Andrew, the admin of KlickWallet, has sent out a newsletter informing about achievements of his project. The program has been online for 40 days and there are more than 6,000 registered members now and this number keeps growing each day. Such a great result has been reached with the help of all members who actively promote KlickWallet.Andrew sounds very self-confident, which is actually good because it demonstrates that he wants to do everything to improve and make his program even more popular:

“I dont think that there is any other short term program that have more potential that KlickWallet. KlickWallet is a First Big Investment Opportunity in 2011 and thats true. I just hope that you enjoy your KlickWallet profits and will continue to support my program.”

It is also informed that Russian and French versions of the website have been already implemented and a Spanish version is almost ready and will be available soon. All visitors of the website are asked to contact support in case they notice mistakes in translation. Andrew says that even more languages are going to be added and more info on this issue will be announced in upcoming newsletters.

By the way, do not forget about Weekly Specials at Klickwallet.com. You can always see a current special offer on the main page of the website. Right now you can receive 10% bonus if you invest $500 and more via AlertPay. This offer has almost expired and the new one will be made within the next few days.

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Opulentia Detailed Review

Opulentia, what does it mean? Sounds pretty unusual for a hyip’s name, especially when we are surrounded by such names as – MoneyMakers, OnlineMachine, CarInvestment, HourInvestment and so on… Opulentia is a name which stands out from the crowd. Sounds like a war formation, sounds like a ruling tribe. Opulentia means riches, wealth, power, might, opulence, splendor. Do we find that in this program? Does it cover our need to have a financial back-up?

Let’s start and see how this program presents itself.

Design:

My fellow readers, by this time you already know that I’m a very big fan of clean, simple and focused on content websites. I am not saying that a good, compact design is bad for possible investors, but it can work in a different manner, let’s say the administration of the website can use an awesome design to lure in future clients, to make them forget about the real content. Of course, there are programs who have both design and content strategy, but they also come with other disadvantages: lack of proper customer support, opaqueness of the investment plans, delayed answers, no definite address, weak online authority.

Opulentia seems to be on my taste. It contains some big images to show and express what the website is about. As soon as those images caught your eyes, you are slowly going down to the main content, near the investment plans. You can also see that they have indicated the payment system on the top and the bottom as images. This makes them appear as incorporated parts of the design. Also, in the top right you have a counter that shows you the program’s life span. You can see that the program has been online since February the Sixth, so this is a brand new one.

Also, on the bottom, there are security signs appearing as nice icons. Overall, the design is being composed of blue, white and gray as main colors. It gives out the soothing sensation and opens up the mind for a possible investment.

The Business Model:

Opulentia is a private investment program with purpose to provide our members with interesting investment opportunities and to gain additional profit with help from experienced and professional investors. There are two big plans :

Daily plan
daily payouts of 2.15% (Monday to Friday) for 365 days. At the end of investment period the principal will be returned to you. The minimal investment for this plan is $1 while the maximum is unlimited. Compounding is available.
Weekly plan
weekly payouts of 11% for 55 weeks. At the end of investment period the principal will be returned to you. The minimal investment for this plan is $1 while the maximum is unlimited. Compounding is available.

Seems pretty interesting to have just two plans, one with the daily and one with the weekly plan. The daily plan is locked in for one year and the weekly one for 55 weeks. If you invest in 100$ in one plan and 100$ in another, you have the following results : In 9.5 weeks, you get your principal out from the daily plan and in 9 weeks you get it out from the Weekly Plan. It is obvious that the second plan is better in terms of getting sooner the investmet. But it lasts a little longer than the daily plan, 385 days.

The affiliate program is returning with a feature that is specific mostly to MLMs, but seem to work also with the option of getting in new affiliates as it attracts them.

* Level 1. – 5%
* Level 2. – 3%
* Level 3. – 2%

Let’s say you have 10 referrals who’ve invested 25$ each, you have 250$ invested from your side. You get 12,5$ out of that. 5 out of those referrals add 10 more with 25% each; you get 7.5$. And lastly, 5 out of those 10 add 10 more, you get 5$. That’s how you can make 25$ to start your own investment.

Their about us page is pretty informative :

We are an online division of a company that has dealt within the investment market for more than 4 years. Over the past years our managers have gained knowledge and experience which provide high returns at the very low loss rate.
Main portion of our income comes from stock markets, while the rest is gained from our forex investments.

The team spirit which can be found in Opulentia is typical of an organisation which is on a human scale. In their daily work our staff never loose sight of the client’s interest. Their common goal is to develop the solution which is exactly in keeping with the individual expectations of each one of them and to maintain a quality of service which is superior to the average. Being a member of Opulentia makes you our partner and, as such, you deserve all of our respect and confidence. We owe you reliability and stable income for that, which is exactly what you get by having funds invested with us.

In terms of professional skills, we will provide you with the same standards as you would receive from a large investment company, but in terms of accessibility and personalised advice, we will provide you with much, much more. We are not giving unrealistic returns. Our experience is a fundement which holds yours funds safe and growing. Opulentia will continue offering its extensive investment portfolio to customers and is committed to their profit. Over time, new investment offers and services will be added to the company’s current portfolio.

I’ve tested their support and can say that they are usually replying less than 24 hours and are very understanding towards your issue. I’d really suggest them to add some live chat or maybe phone support, this will enhance even more their position in this harsh hyip world. Also, I think that adding AlertPay shouldn’t be a problem, especially if we look around and see so many hyips using it.

Keep an eye on this hot mama! It can transform into a real leader very soon!

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Extensive Interview with Invest Platforms

RolClub.com/blog (RCB): Please introduce yourself to our readers and tell about your position in the company. We would also like to know about the team of InvestPlatforms. How many people work for the company? What are their positions?

InvestPlatforms (IP): Dear Nick Cooper, I am Ken Lim, Marketing Manager of InvestPlatforms(subsidiary of Asia One Assets Co., Ltd. Vietnam) It’s an honor to be given this interview chance and space for a better chance for our investors and potential investors to know us better.

Our team comprises of various departments and spear headed by a Manager for each department.

General Manager – Mr. John Rona whom oversees every aspects from operations to payments. He is basically the man behind the scene for InvestPlatforms, The fund raising online project for our offline projects.

Support Manager – Ms. Sandy whom oversees our Support team that’s in charged of facilitating our online customers and catering to request pertaining to account management and new inquiries.

Finance Manager – Ms. Michelle whom oversees our online finance department. Handling new deposits and daily withdrawals.

Marketing Manager – Myself (Ken Lim) whom oversees Marketing department for both online and offline (Asia One Assets Co., Ltd.). I recently took over the role from Sandy as her work load is getting heavier by the day and marketing and advertisement plays a very important role to any company and having said that, Sandy has also been very proficient with her area of expertise therefore it is only right that she focus her attention on Customers’ support which explains the changes.

Last but not least, we have our Technical Department that comprises of two others whom are working alongside Mr. John Rona for newer upgrades and developments.

Every departments comprises of minimum 2 people and for our support and finance department, we have 3 people each.

RCB: What contact information do you provide to your clients?

IP: We have various points of contact.

1) Through support mailing system which is the most commonly used method and mails are often replied to within few hours.

2) Company address which can be found also in the “Contact Us” page. We are opened from 9.30am to 5pm (Mondays to Fridays) +7 GMT.

3) For urgent matters, we are contactable on Skype at [email protected]

RCB: Could you tell the story of the project in a few words? When did the history of the Internet-based project start? How has it developed?

IP: Basically, we are a Development and Construction company that hath been around for over 5 years now. We are involved with many different projects here in Ho Chi Minh City, partnering with leading firms like Investco and Phu My Hung Group.

The whole internet-based project started as an idea to raise funds to have a take on larger projects without capitalizing on our offline contacts which is essentially used for our London operations for our partnering brokerage firm. Therefore, our investors partake mainly in our Land banking projects here in Ho Chi Minh City.

HN: How long has InvestPlatform been operating? What have you managed to achieve during this period?

IP: We have been online for the past 6 months and i would say that the initial stage was the hardest. To be honest with you, the first two months were the hardest because the investments were small largely due to us being new to the market. The payouts were delivered as promised and revenues paid were mainly from our machinery rentals. We are currently seeing a bigger group of investors with a more significant amount daily and i would say that if this carries on, we will be right on track what we planned for 7 months ago and we can work out more benefits compensation for our investors.

RCB: Do your investors have anything to fear?

IP: I am thankful for this timely interview and i would like to take this opportunity to ensure our current investors and potential investors:

“Do not worry. You are in good hands!”

There is nothing to fear as we are serious with our project which was the reason we went to different extends (Ddos protected dedicated server, VeriSign SSL and VeriSign Extended Validation for identity assurance) in our opinion is the BEST we could go, to give a little more insight to our company intentions which we are more than happy to be able to convey to everyone!

RCB: Is your company officially registered? If yes, do you open to public the documents that confirm its legal status?

IP: We are officially registered as mentioned earlier. We believe that unless required, being Validated by VeriSign Extended Validation gives more than enough assurance of our legal status. In fact, all parties are free to not just verify with us, but also go through VeriSign live chat to check our status and our claims. This should be an even more assuring act which most other companies online wouldn’t be able to deliver as the stringency of VeriSign is a known fact to most people. Criterias has to be met before being issued the EV cert. This includes Company registration documents, verification by state notary public, audit verification by state bank(Hanoi) and visit to local business address (address according to location registered with online domain registra Vietnam).

RCB: Describe the investment plans that you offer. Why is your offer more attractive than the offers of other projects?

IP: We have 4 plans to offer:

2 Investments (120 business days)
2 Savings (flexi-savers (no lock-in) IPFD (3,6,12 months lock in)

Investment plans: (minimum $10 maximum $500,000)
Gold Account 1.2-1.5% daily for 120 business days excluding PH
Platinum Account 1.6-2.0% daily for 120 business days excluding PH

Savings plans: (minimum $100 maximum: No limit)
Flexi-savers 5.90% per monthly basis payable at the end of each month.
(pro-rata payment applies for investors whom deposited nearing the month end)

THIS PLAN HAS NO LOCK IN PERIOD.

IPFD (InvestPlatforms Fixed Deposit) – lock in period according to plans.
3 months – 6.50% monthly
6 months – 7.90% monthly
12 months – 9.99% monthly

For both the saving plans, we are offering additional 1.5% loyalty bonus from the 2nd month of depositing.

For example;

End November – Deposited amount $100
End December – based on 5.90%, amount accrued is $5.90
End of January – based on 5.90% + 1.5%, amount accrued is $7.40
End of February – 5.90% + 3%, amount accrued is $8.90
End of March – 5.90% + 4.5%, amount accrued is $10.40

And this goes on for as long as the amount is intact in the account. The whole cycle resets when principal is withdrawn.

We do not dare claim that our offer is more lucrative than other programs however, we offer stability in exchange for high returns. The fact that we are open and aboveboard with our Company details is so that investors can rest their minds when investing with us. It doesn’t sound right when we are promoting our company program alongside many other programs and some which turned out as bad investments along the way, but who can deny that this is indeed a very big market with good and ready investors? Therefore despite all the challenges, we will allow time to be the judge for our claims.

RCB: It is not a secret that the online investments field is full of risks for the investors. How do you ensure financial stability and security of your system?

IP: It is indeed not a secret, and it is in fact not only in the online field that risks are high, offline businesses in itself carries the same measure of it! the reason for EV certificate was to give assurance to the general public that InvestPlatforms has been audited by the state bank and has a healthy financial standing therefore we have funds to compensate our time loss in projects while maintaining payouts. The projects taken are profitable and well able to cover the rates being offered by us.

Our technical specs combination i believe should be one of the best in the industry at present. Daily malware scans are done and customers’ records are being updated and backed up on a separate system daily! Our investors can most assuredly rest their minds while investing with us. There is no need to fear for downtime because even our newer developments are implemented without the need of 1-2 hours downtime. It has been proven and done just over a month back.

RCB: Do you consider your program to be special among other similar programs? Why would you recommend it to investors?

IP: I do personally recommend the investment services to everybody! My family members are customers of InvestPlatformsas well! Although i would say that it is nothing too special but because of the dedication of the team, the excellence in spirit to excel in the various departments, i believe that it is only a matter of time InvestPlatforms will be the market leader and quite probably the last man standing through good and bad times.

IF you are looking for a good and stable program, you should consider InvestPlatforms because this is truly the company that protects not only their own interest, we seek to make InvestPlatforms a better investment choice every single day. We listen to opinions and we upgrade ourselves. A good business starts with a good team and the only thing that makes a good team is a group of people whom are responsible, caring, people centered and whom value character over monetary gains. We may be physically far and perhaps will never have the opportunity to meet face to face, but given time, we would be able to proof that InvestPlatforms is worth all your while investing in!

RCB: What are your business plans for the future? Are you going to change or to add anything in your project?

IP: We plan to be the best in all we do. To be a market leader not just in the online community, Asia One Assets hope to achieve the Top50 awards in Vietnam for 2011.

Our plans are well thought out before we launched and therefore the plans will remain intact, but we would love to incorporate more choices for our investors so that we can become a one-stop investing hub where people of different risk appetite can surely find something that they are most comfortable with.

RCB: How and with the help of what are you going to become a leader in the field of high-yield online investing?

IP: I believe the key factor in becoming the market leader in this field is to deliver our promises and bring trust amongst the people. We hope that while we are only 4 months old in this field, by increasing our web presence and continually maintaining our payouts to every investor, the potential investors would give us a shot and join in to a program they can call their own.

We sincerely hope that current investors would continue to promote us not just for the referral benefits, but also because we are worth your efforts. While we continue to build and grow, investors can do their part in the growth for stability and significance.

Thank you Martin, for this great opportunity to be able to express our intentions and goals for our company to be made known to all. It hath been an honor to be interviewed by the leading newspaper of this industry! We look forward to be able to share our joy with you and everyone down the road. Our Journey has only just begun!

Till we become the market leader,

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