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Basic Due Dilligence – Do Your WhoIs Search

March 10, 2011 by Leave a Comment

I’m willing to bet that you’ve been told before, but I’m going to say it again– Research before you invest in anything. Doing a small amount of research before any investment will save you money in the long run and can save you a lot of heartache. This is especially true with high-yield investment programs.

I am going to accumulate some good techniques and information that should really help new investors, and I hope will provide at least a bit of new information for the veterans out there.

So, lets say you have found a program that you want to invest in. Before you jump in and send your hard-earned money I suggest you dig in and try to figure out everything you can about the investment. Unfortunately, there are a lot of scam investments out there that you need to avoid. The question is how do you determine which investments have potential to make money and which ones are just out to steal your money? Where do you start?

The best place to start is by doing a thorough search of the investment web site. First check out the main page for any information the site gives about the company. After reading everything the on the main page you should check out the FAQ and/or the About Us sections.

Many scam HYIP sites have a generic “copy & paste” FAQ section. Most have typos and may even reference an investment plan name that is NOT the name of the HYIP. This is a clear indication that the HYIP is not a safe site to invest money into and is 99.9% likely to be a scam.

After checking the FAQ/About Us section you should check out each of the other pages to determine if there are any inconsistencies you can find. My rule of thumb is if there are blatant errors in the English language or inaccurate information, don’t invest.

After checking out the program’s website the first tool you should utilize in your research is the Whois search.

#1.) Do a Whois search on the investment program’s domain.

I recommend using DomainTools to perform your search. This site has all sorts of searches and tools, however for our purposes we’ll be using it to perform a Whois search and to ping for an IP address. More about pinging in my next research article.

Type in the domain name, and click search. As an example I’ll go step-by-step and check out www.cnn.com.

Registrant:
Turner Broadcasting System, Inc.
Domain Name Manager
One CNN Center 13N
Atlanta, GA 30303
US
Email: 

Registrar Name….: CORPORATE DOMAINS, INC.
Registrar Whois…: whois.corporatedomains.com
Registrar Homepage: www.cscprotectsbrands.com

Domain Name: cnn.com

Created on…………..: Wed, Sep 22, 1993
Expires on…………..: Fri, Sep 21, 2018
Record last updated on..: Thu, Nov 18, 2010

Administrative Contact:
Turner Broadcasting System, Inc.
Domain Name Manager
One CNN Center 13N
Atlanta, GA 30303
US
Phone: +1.4048275000
Email: 

Technical Contact:
Turner Broadcasting System, Inc.
TBS Server Operations
One CNN Center 13N
Atlanta, GA 30303
US
Phone: +1.4048275000
Email: 

DNS Servers:

ns5.timewarner.net
ns3.timewarner.net
ns1.timewarner.ne

Now, you’ll notice the Whois search doesn’t tell you a whole lot.

For an example of a site without privacy protection here’s a look at DomainTools.com’s Whois results:

As you can see, not everyone’s Whois results info will look the same, but if they’re unprotected they’ll tell you the:

  • Registrant’s name
  • Email address
  • Physical mailing address
  • Phone Number

Unless you are lucky and the investment program doesn’t have privacy protection, this search really only provides you with a couple useful tid-bits of information:

  1. it lets you know who the domain is registered with. As you can see in the above Whois, cnn.com is registered with Turner Broadcasting
  2. it gives you the name of the privacy protection company.
  3. sometimes it gives you the domain’s creation and expiration dates.
  4. it lists the URL of the name servers the site is hosted under.

In the example of www.cnn.com the company providing privacy protection is WhoisGuard. You may wonder why this is useful information, and in most cases it isn’t. However, if I lost a large sum of money investing in a program and was trying to get it back I might try contacting the privacy company. Who knows, the person behind the phone may mess up and give you information if you’re persuasive enough.

Anyway, the expiration date is a useful bit of information to have if it’s provided.

If the domain’s registered for more than one year it is an indication that the program may be around for some time. If it’s only for one year or the Whois search doesn’t display an expiration date, you may want to be wary about reinvesting multiple times in the program or even investing at all.

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Filed Under: Advices

Fixed Monthly Income Reviewed!

March 10, 2011 by Leave a Comment

Fixed Monthly Income is a long-term HYIP that the admin told me opened around 07/22/2010. I’m unable to confirm this as I only became aware of the program last month. I’m not saying the program has not been around, open to private investors, only that my research tells me the program opened mid-February. The Alexa graph below, shows traffic to the site started in February, and this is also the time that Fixed Monthly Incomestarted advertising with different HYIP monitoring sites.

Anyway, lets start off by taking a look at the frequently asked questions most HYIP investors have:

  • Deposits are accepted by Bank Wire Transfer and Western Union.
  • Withdraws are processed within 48 hours on business days Monday through Friday. After request it can take 2 to 5 days for funds to transfer.
  • Minimum deposit is $1,000.
  • Minimum withdrawal amount is $500.
  • Initial investment can be withdrawn at any time.

First, I’m going to address the fact that the program requires a minimum deposit of $1,000, more than I suggest investing in any HYIP, and more than most investors are interested in putting into any one program. So, if you are interested in this program, please realize the risk and do not spend funds that you are not willing to lose (or that you cannot afford to lose!).

While probably not unique, I haven’t seen a program quite like Fixed Monthly Income. It definitely is a long-term investment as 

far as HYIPs are concerned below is the program’s payment structure:

There is only one plan with Fixed Monthly Income, and if you were to invest the minimum $1,000 into the program, you should receive $100 monthly. It would take four (4) months before you could make your first withdraw due to the as the minimum withdraw being $500. It would take four (4) months instead of (5) because you should receive a 10% bonus on month 3. You should break-even with the program on month seven (7) when you would be able to make your second withdraw. You’re able to withdraw your initial investment at any time, so there’s the possibility to break-even or get out in profit earlier if you choose to withdraw your investment.

I hope the risk is evident to all of you as the program is very long-term as far as HYIPs go. Many high-yield programs do not even make it for seven months, and several months is definitely a long period to wait before you can make a withdrawal.

Moving on, lets take a bit of time to look at the security of the site. My standard Whois Search provided typical information, listing little information other than the Panama City address and contact information that is found on the site. I haven’t attempted to contact the admin through means other than email, so I cannot verify if the phone number is in service. The IP Search tells us that the program is hosted on a dedicated server by Piradius. There is no DDoS protection offered, however at the same time there is no online account, all funds are transferred directly from bank to bank or through Western Union, so there is no risk of having your money stolen by someone hacking the account. The one security measure that is missing is a SSL certificate. As the site requires you to submit bank information, I feel this is a rather large red flag. Without a secure encrypted submission, it’s possible that your account number (along with the bank account name) could be retrieved by a hacker or a malicious program.

As the program claims to be running since 2010, I felt it necessary to take a look at their Alexa graph to do a traffic analysis:

Unfortunately, traffic information doesn’t start until mid February of this year, so all we have is what can be seen above. The above traffic graph isn’t the most promising, but is, in my opinion, to be expected with this sort of program. The typical spike a high-yield program sees in traffic isn’t as pronounced with Fixed Monthly Income due to the high minimum requirement to invest in the program. There will only be a small number of HYIP investors interested in this sort of program due to the long-term to hit break-even-point and the large minimum investment required.

Well, I don’t have much else to talk about at this time, so I’m going to wrap things up. I’ll definitely keep an eye on Fixed Monthly Income and pass any information I receive along as this program has attracted my interest. As always if you have any questions feel free to contact me. I always take the time to answer my emails. So until next time, keep walking through the world of HYIP investing!

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Exotic Fx With Unique Marketing Newsletter

March 10, 2011 by Leave a Comment

Today I received a pretty interesting email sent out by Exotic Fx. It is not an usual HYIP newsletter and you will understand why not.

Please read the newsletter.

“Foreign investors own trillions of this asset

This market determines Americas standard of living, their role in the world, and their prestige as a nation

It directly influences the global price of food and oil since most of the worlds other markets depend on this market, too

The price of every fixed-income security in the world is based directly on this market

Most of the world’s other markets depend on this market, too

This market is the key to the future value of bonds, stocks, and the U.S. dollar

Most important, the U.S. dollar depends on this market.

HOWEVER

This market is collapsing. Its downfall began in late 2008.

LISTEN UP.

This is the most important financial advice we can give you. We’re talking about the collapse of the largest bond market in the world the market for U.S. Treasuries.

You see, as the market collapses, foreign investors will sell. As they sell, they will also unload dollars, which will diminish the dollars purchasing power. That’s why the decline of this market is the only trend that matters.

LET US EXPLAIN.

The best illustration of this trend is the chart below. We urge no, we beg you to pay attention to this chart. Put a copy of it on your refrigerator. Update it weekly. Keep your eye on it. And make sure you truly understand what it means.

The chart compares the value of long-dated U.S. Treasury bonds (TLT) to the price of gold (GLD). When we say “long-dated,” we mean U.S. government debts that don’t come due for more than 20 years. This chart shows the value of the bond market compared to gold since December 2008.

Whenever someone tells you he believes the risks of the American government’s debt load and its dependency on “quantitative easing” (aka printing money) are exaggerated, show him this chart.

This chart demonstrates the collapse of the purchasing power of U.S. currency as gold rises. And it shows the corresponding collapse in the credit of the U.S. government as bonds fall.

Just to be clear about this We are not alone in our claims. Others echo the same sentiments. Here’s what another analyst wrote:

None of the government’s bailout plans will solve any of the problems. The government can only shift the burden of the failures. Instead of bondholders and shareholders being wiped out, taxpayers are put on the hook. These actions will temporarily resuscitate the economy but cause a permanent decline in the value of the dollar inflation will wipe out much of the value of long-dated U.S. government bonds, causing their prices to plummet.

At EFX, We have warned our investors “Get out of the U.S. Dollar as fast as you can.” Invest in the currencies of cash and resource rich nations. We’re repeating these warnings again because the market for U.S. Treasuries recently “broke down” through an important level. The big government bond fund (TLT) just struck its lowest low in nine months. The decline seems to be accelerating.

It is not too late to protect yourself, your family and your very way of life.

At ExoticFX we have strived to simplify the process by providing you with a Hands-off approach. We work diligently to research the Exotic currency pairs, stay on top of the Majors, determine the ETF trends and discover Emerging Market Opportunities. We participate in these markets every single day and provide you with a simple plug and play portal to this Multi Billion dollar industry.

When you join ExoticFX – youll immediately gain these five key advantages.

1. You earn a faster growing, independent income, with less riskwith no need for day trading.

2. You can stay insulated from the Global debt crisis and become diversified outside your own currency.

3. Youll avoid costly errors and steep learning curves that reduce your confidence and can wipe out your bank balance.

4. Youll enjoy a new financial status, and confidence knowing strict risk management is used to maximize profits.

5. And youll get back in control of your money, minus costly brokers and their profit-grabbing commissions.

ExoticFX could very well be your number one best chance to profit in 2011 and beyond”

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Filed Under: Daily News

Forex Trading Team With The Change

March 10, 2011 by Leave a Comment

The administration of ForexTradingTeam (forextradingteam.net) has released a first monthly update. The program has been online for a month and there is much to inform investors about:

“Before all, our company keeps strengthening and developing our winning currency trading strategies. We’ve optimized our Forex trading methods that increased profits.”

It is informed that ForexTradingTeam has established partnership with Instaforex, which is a number one broker in Asia, according to the administration. They have also upgraded DDoS protection to BlockDos which will protect the website from possible attacks in the future. Two payment options have been added on request of program’s investors. They are SolidTrustPay and GlobalDigitalPay. Therefore from now on it is possible to make a deposit via five payment processors which are LibertyReserve, AlertPay, PerfectMoney, STP and GDP.

The news is great and the desire of the administration to improve their project is really appreciated.

“We’re sure that security measures, upgrading payment processors and establishing partnership with Instaforex make ForexTradingTeam more trustworthy and very attractive for keeping long-term investing. Make more profits with us.”

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Filed Under: Daily News

Agromatica Uses Polls

March 10, 2011 by Leave a Comment

A newsletter has been sent out by the admin of a recently added program to our HYIP-list called Agromatica(agromatica.biz). The admin thanks everyone who expressed their opinion on the design of the website. And because each opinion is very important to him and he is open to any propositions, he decided to ask two questions regarding Agromatica:

1. You had opened an account and deposited. What was the most attractive for you?
2. You had opened an account, but not deposited yet, why?

The poll can be found here: http://www.agromatica.biz/poll.php. There you will also see possible answers. You can choose one of the offered answers or write your own one. It offers three low-ROI investment plans: 0.5% for 15 calendar days ($19 minimum), 1% for 60 calendar days ($50 minimum), and 1.2% for 90 calendar days ($250 minimum). Your principal is returned on expiry.

Agromatica accepts all popular payment processors in HYIP industry which is definitely one of its advantages. They are LibertyReserve, PerfectMoney, AlertPay, GlobalDigitalPay and SolidTrustPay.

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Safe Depositary Update

March 10, 2011 by Leave a Comment

SafeDepositary (safedepositary.com) has published another update on the website informing about the recent scheduled software upgrade and a promo video which is available for every active client in the account area: “This video will be translated at Safe Depositary offline seminars in Nigeria. Also this movie can be remounted for any of our representatives who would like to arrange offline seminar in his region.” . You are probably aware of the fact that the first seminar was supposed to be held on March 5, however there are no reports regarding this matter at safedepositary.com.

Therefore I have contacted the admin of the program asking to explain what happened. He responded very fast (as usual) and provided me with information. As you know, there are representatives of the company from different countries in the world and the representatives from Nigeria are in charge of the planned seminars. The name of one of them is Kevin Peterand here is what he said:

“There was a presidential campaign program today in Abuja that restricted movement of people around the city centre leading to cancellation of the seminar to a later date. Meanwhile, that of Kaduna will still hold as planned as many people are already calling eager to participate.”

We are waiting for further notifications. By the way, as you already know from one of our recent news, SafeDepositary is now can be followed on Facebook. There you can find different interesting information and communicate with other investors of the program. For example, in this news about SafeDepositary we informed you about the video contest announced by the administration. According to the terms, the winner from each country gets $50 bonus to his account. So, on Facebook you can find those video testimonials of SafeDepositary investors.

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Filed Under: Daily News

Fx Cambier Warns About Spam

March 10, 2011 by Leave a Comment

Every Internet user knows the word “spam”. Spam is used in all fields on the Internet and a HYIP field is not an exception. Most investors know about the fact that spam should be ignored and shouldn’t be supported in any case but spam strategy for promoting programs is still popular because there are those who still support it. All investors of popular and serious HYIPs are warned that their accounts will be deleted in case they try to earn referral commission by promoting with the help of spam. Therefore when you receive spam emails, you can see that they usually promote unknown programs. And those are usually not investors who want to earn referral commission but admins themselves.

We try to warn investors against supporting spam from time to time and even though such warnings might seem obvious to you, we will continue doing that because new investors join HYIP industry every day and they should be aware of this too. Today we are publishing a warning from the admin of FxCambier (fxcambier.com) who informs about spam emails that are sent out on his behalf:

“WARNING!Spam Email are NOT from FXCAMBIER! We just have been informed that some spammers are sending email with the subject of “FxCambier” all around and promote other programs. PLEASE AVOID THESE EMAILS!”

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Filed Under: Daily News

Fx Opportunity Adds Another Payment Processor

March 10, 2011 by Leave a Comment

The administration of Fx-Opportunity (fx-opportunity.com) has decided to add another payment processor to make a choice of available payment options wider for investors. From now on deposits are accepted via SolidTrustPay:

“We would like to inform you that we are now using SolidTrustPay as one of the payment methods on our website.You can now deposit funds, withdraw interest and earn referral commissions via SolidTrustPay.”

Just recently we informed you about the addition of SolidTrustPay at ForexTradingTeam review, so obviously this payment processor is in-demand now. Fx-Opportunity currently accepts PerfectMoney, LibertyReserve, AlertPay, SolidTrustPay. A deposit can be made in one of the offered plans. There are eight of them at Fx-Opportunity.com and they offer 1.65%-2.45% daily for 20-95 calendar days. By the way, a new option has been just added which gives you the opportunity to use compounding feature for the first four investment plans (A, B, C, D).

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Filed Under: Uncategorized

Oscar Funds News

March 10, 2011 by Leave a Comment

Ali, the admin of OscarFunds (oscarfunds.com) has informed that everyone can now find his project on Facebook:

“We are pleased to announce the add-on of Facebook. You can now chat with us, join in open discussions and a lot more. For more information, please visit us at http://www.facebook.com/pages/Oscar-Investments-International-Limited/102027959878289?sk=wall”

Such an addition is great because Facebook is probably the most popular social network service on the Internet. It was launched in February 2004 and there are more than 600 million active users now. More and more admins understand the importance of communications and add Twitter and Facebook (for example one of the leaders in the industrySafeDepositary is now on Facebook too ). Some of them just create pages there but do not update them and therefore those accounts are useless. Others actively communicate with their investors and gain more popularity.

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Wall Street Company Review

March 10, 2011 by Leave a Comment

Hi friends, welcome back to Rol Club Blog

Getting over the short term fiasco, of last week, let us move on to some more interesting HYI Programs.Wall Street Company, launched on 18th February, has already been operating for three weeks now.

The Investment Plans:

The most interesting aspect of Wall Street Company, i feel are the plans. Probably a lot of research regarding the market conditions, has gone into the genesis of Wall Street Company plans. It seems they have taken into consideration, the present mood of a major section of HYIP investors, who are probably a bit worried to keep their hard earned money invested for a long duration [And rightly so]. Furthermore, although there are a few extremely short duration plans, the returns as such are not that high, and appears quite sustainable in terms of the High Yields.


Wall Street Company - Welcome to rich investors world

With this adieu, let us move on to the investment plans proper. The first plan, named as the Happy Plan, is probably the one, where everybody can test out. The Happy Plan, runs for an extremely shortduration of 3 business days, with a daily return of 0.8%. The minimum to join this plan is $5, and the maximum is $2,500. The principal is returned at the end of 3 business days.

Therefore, as you can see the plans provide a pretty low return in terms of HYIP standards, and appears to be quite sustainable. An investment of $100, offers $2.4 as daily returns, and with the invested principal returned at the end of the term, the total profit is $102.4.

The next plan is the Elan Plan, that runs for 7 business days, promising a return of 1% daily Theminimum investment, has again been kept approachable at $10. The maximum deposit accepted for the Elan Plan is $5,000.

Being another low-ROI short duration plan, Wall Street Company‘s Elan plan, offers a total return 107% [ 100% Principal returned at the end of the term and 7% as daily returns]

In these first two plans, no compounding is available.

Moving on, the third plan at Wall Street Company, called the Nautilus, promises a daily return of 1.2% for 21 business days.The minimum and maximum investment at Nautilus, being $10 and$10,000 respectively, is again approachable to all, thus rendering some benefits to maintain the cash flow.There with the principal returned at the end of therm, the total return accumulates to 125.20%.

So, a $100 deposit in this plan, offers a daily return of $1.2, with the total return being $125.20 [if you add the principal returned]

From the third plan onwards, investors have the compounding option, to avail. Well, as you may know, compounding is always a double edged sword, therefore advice should always be to recover your principal, before thinking of the compounding option.

The fourth plan at Wall Street Company promises a promises a daily return of 1.4% for 40 business days.With, the principal returned at the end, the total return, that can be expected is 158%. Theminimum investment accepted at the fourth plan, called the Nova Espero, is $250, although not that low, but still will interest many, if the program does well in the future.

The last plan presented at Wall Street Company is runs for the longest duration, that is 60 business days, promising a daily return of 1.7% . The minimum to join the Pacific is $500, and the maximumgoes up to $100,00.

Like all the other plans, deposited principal is returned at Nova Espero and Pacific.

Compounding:

As mentioned before, compounding is available in the last three plans of Wall Street Company.

The accepted e-currencies:

Wall Street Company has included the three most popular payment processors LibertyReserve, PerfectMoney and AlertPay.

Withdrawal requests:
Our withdrawal requests have been processed instantly, till now. But, if you go by the FAQ page at theWall Street Company site, the respective administrators have requested an interval 48 hours, to process the payouts.

Site Design, Hosting and Security Features:
Wall Street Company boasts a clean and simple design, yet providing the necessary information in the home page. The sites runs on a licensed Goldcoder’s script. Wall Street Company is hosted on a dedicated Staminus server, with Ddos protection from BlockDos. Secure Sockets Layer [SSL] has been provided by Comodo.

Advertising And Promotions:

The administrators of Wall Street Company, are probably concentrating more on the English monitoring services and has roped in almost all of the costly monitors and portals.

Analysis:

1. As mentioned earlier, the most interesting aspect of Wall Street Company are it’s well thought out plans. Probably going by the present scenario, they have presented something for everybody, at least in terms of the plan duration. The minimum deposit, for all the plans, will be keeping a major section of HYIP investors, interested. Well, many may feel, the returns are a bit lower in terms of HYIP standards. But personally, it does not bother me, as long as it pays.

2. The payment processors, available for transactions, although not very extensive, but definitely includes the most popular ones, particularly AlertPay.

3. The necessary security measures, Ddos protection and SSL from reputable providers have been installed.

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Filed Under: Reviews