Today we will discuss Pharma Finance (pharma-finance.com). Pharma Finance is an open investment company, created to attract more founds to one on the most interesting fields of the online market – the pharma market. The investment process is quite easy and totally automated. Your deposit is opened quickly and confidentially. All investors of Pharma Finance get a unique opportunity to get their profit on a daily basis and this makes the traffic flow of a company more attractive and secure to invest in.

On the site of Pharma Finance we can see that the company was launched 7 years ago by a team of professionals of on-line business. The domain name was registered on 30/04/2011 and it is paid till 30/04/2012.

There are four investment plans for you to chose. They are quite unique and created for different types of investors. Anyway, let’s check them all!

• Status Plan – minimal deposit is $10 maximal is $500. Daily profit 5.5%. Duration of a plan is 30 days. Principal is NOT returned and compounding option is NOT available. Interest charge 5 days per week.

• Primum Plan – minimal deposit is $10 maximal is $500. Daily profit 1.7%. Plan duration 45 days. Principal is returned and compounding option is available. Interest charge 5 days per week.

• Secunda Plan – minimal deposit is $501 maximal is $1000. Daily profit 1.9%. Plan duration 60 days. Principal is returned and compounding option is available. Interest charge 5 days per week.

• Tetria Plan – minimal deposit is $1001 maximal is $100 000. Daily profit 2.1%. Plan duration 90 days. Principal is returned and compounding option is available. Interest charge 5 days per week.

As we can see the preñent of payouts is really not bad and except the first plan principal is returned and compounding option is available. Program is paying only on business days.

To invest in Pharma Finance you may use Liberty Reserve, Perfect Money, AlertPay, CashX and Bank Transfer. In case you are using payment systems: Liberty Reserve, AlertPay and Perfect Money deposit shall be credited automatically (instantly). If you are using CashX – the deposit shall be credited after inspection by Pharma Finance staff ( usually it takes up to 1-12 hours). If you are using Bank Transfer, the deposit shall be credited upon receipt. Minimum deposit by Bank Transfer and withdrawal of profit by Bank Transfer is $100.

Pharma Finance has affiliate program. Your commission can get up to 6% of a deposit. You may find your personal ref-link and a banner after the registration on the site.

DDoS protection of Pharma Finance is provided by the popular company Dragonara Alliance Ltd. There is SSL protection to make you feel safe on the site.

There is a Live Support and other ways to contact Pharma Finance:
Phone number: +420228880445(CZ)
Office address: K.R.T.GROUP CZ
Revolucni 1082/8,
Nove Mesto,
Praha 1,
PSC 110 00,
Czech Republic

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Offline advertisement

As you know, UInvest recently established office in Beverly Hills, CA, USA. To support the office and announce opening we put the ad in Bevery Hills Business Courier. A few days ago the newspaper came out, here is the link (10th page)

UInvest chat

From now on uinvestors may chat with each other online on the UInvest website. Innovative ‘facebook-like’ chat is available on every page of our website. Want to ask questions to UInvest and get them answered fast? Or maybe ask uinvestors about their investing experience to decide about the opportunity UInvest provides? Now you can use the chat for this!

Win Mac from UInvest!

We continue accepting stories from uinvestors. Most voted one will bring Mac Book Air to its author. Great competition has started and it’s already hot there! Jerzy Lipowicz still has the highest rating but we see some other guys follow him closely. Will Jerzy be able to stay on top? Let’s continue watching.

Ukraine interested in German investment

Ukraine is interested in the arrival of German investors who would build there efficient companies and create new jobs, First Deputy Prime Minister/Minister of Economic Development and Trade Andriy Kliuyev said at a meeting with Ambassador of the Federal Republic of Germany to Ukraine Hans-Jurgen Heimsoeth.
Comments from UInvest – well, we also welcome folks from Germany! We have many uinvestors from there, more to come!

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Spam is a known and a very common problem in the industry of high-yield investing.We encourage you not to invest in programs that are advertised through spam. We assume that any administrator can deal with spam, and investors should never invest in projects that are advertised in such a way. Thus, spam will be meaningless.
Recently we have received the following email:

Subject: Sure invest-Instant Withdraw / / / /
4% Reff.Comm
Support 24 / 7
Accept LR & PM
Create an account

It is brief and very specific. The following link was hidden under “create an account”: http://largeprofit.biz/?ref=James. We followed that link, and saw a program called LargeProfit. As always in such cases, we informed the administrator that his program is advertised through spam, and we asked him to take action, otherwise he will be included in the WARNING list and will be named an accomplice to spammers. The administrator of LargeProfit turned out to be probably the first one that I remember, who not only immediately responded to this email, but even agreed to take action after our correspondence.

I am not saying that this correspondence went smoothly. In addition, I had to remind him about his own TOS , in which he explains the Anti-spam policy. However, the administrator fully agreed with my arguments and even promised to take measures (!). Meaning to block the account of a person who earned referral commissions in this forbidden way. I believe that no matter how LargeProfit will develop, the admin of this project should be an example for other admins. I hope that in the future it will be possible to give more examples of successful cooperation with administrators and to boast about successes fighting this unpleasant phenomenon.

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Recently I have sent out emails to many admins from our HYIP-list asking them to report on some news and tell us and our readers about their development. You probably noticed that there aren’t many active admins these days and they do not inform anything about their projects. However, when I make a deposit in some HYIP, I want that admin to inform me about the way my money is managed because I’m his client. Sometimes they simply post some general words about success and stuff but I think even such information is good because it at least shows that this admin is “alive”.

Well, as I’ve said I contacted almost all admins of programs from our HYIP-list and only three of them replied. And only one provided some information. It is the admin of BrilineLimited, the program that was launched on March 11, 2011. It has been online for 70 days and there are more than 1500 active investors now. Over this time it became possible to surf the website of this project in Spanish, German, Chinese and Japanese. The administration also informs that you should feel free to contact them if you have questions and they also offer multilingual support.

You can contact them via live chat, a phone (+44 16 1408 3746) or an email. There are different email addresses for different issues, therefore check them out on “Contacts” page. I want to remind that BrilineLimited offers two investment plans: 1.5% daily for 45 calendar days ($10-$499) and 2% daily for 120 calendar days ($500-$25,000) with compounding feature and a 5% signup bonus in the second one. Principal is returned on expiry in both plans. Deposits can be made via PerfectMoney, LibertyReserve, AlertPay and Bank Wire.

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There are some updates from the administration of LucrativaFund (lucrativafund.com) we want to inform you about. First of all they added Twitter and from now on you can follow LucrativaFund on Twitter by clicking on the icon on the left of the main page. It is actively updated and you can find all most important news there. It is great when admins use some additional tools for promoting their projects and communicating with investors. I’m sure you have already understood that information is one of the most important components of HYIP industry for us and we actively support those HYIP admins that try to provide as much information as possible.

In our latest news about LucrativaFund I informed you about the investment plans of the program (read here). Well, there is a new plan for those who prefer withdrawing daily. It offers 12-14% daily for 10 days (120-140% total). As you can see, it offers the same interest rates as a basic 10 days plan but you can withdraw daily and the minimum deposit amount is $50 in this plan. As for me, this new plan is much more preferable because even if something happens with the program before 10 days term expires (not with this one in particular, I mean generally in such cases), you will have at least some part of your deposit back. However, the deposit minimum amount is quite large.

Richard also asks everyone not to hesitate and ask questions if you have some. You can do that via Online Chat support or by calling +4536987780 (9AM – 8PM, GMT+1). By the way, you can also make some money by referring people to the program. You will receive 3%-7% depending on the number of referrals. Another way to make money is to supportLucrativaFund by voting on monitors and posting payment proofs on forums. You will get $3 for voting on top 10 HYIP monitors which you like and $3 for posting 10 payment proofs on different top HYIP forums.

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Almost all programs have FAQ sections on their websites that contain the answers to general questions. However, there are some programs that do not have such section at all, or questions and answers are not original and we’ve seen them in million other programs. Sometimes they are original but some points could be explained better and then investors start sending emails asking to clarify some points or asking questions that can not be found in FAQ. The administration of Opulentia have received a large number of e-mails with nearly identical questions, therefore they decided to clarify some answers and updated the FAQ section.

The first question is regarding the schedule of accruing profit. Here is the answer: Profit in Daily plan is paid on each working day. That means 5 days a week, Monday to Friday. Saturday and Sunday are not working days, therefor there is no trading and no profit as well. The second part clarifies the compounding system: Compounding percent is the percentage of profit you want to compound, which simply means adding it to the principal. If, for example, you set the compounding percent to 50%, half of your profits shall be added to the principal and the other half will be added to your available balance. In the case you invested a 100 dollars in the Daily plan that split would mean that 1.075 USD gets added to the available balance and that the other 1.075 gets added the principal.

And the last clarification is regarding a minimum withdrawal: The minimum for a withdraw on Liberty Reserve and Perfect Money is 0.01 USD. The minimum for AlertPay is 1 USD, for SolidTrustPay 0.5 USD and for GlobalDigitalPay it is 0.1 USD. The differences exist because of the limitations of payment processors. If you still don’t have a deposit in Opulentia, keep in mind that it offers two types of long-term plans: a Daily Plan that pays 2.15% on every business day for 365 days and a Weekly Plan paying 11% for 55 weeks with principal returned on expiry. The accepted e-currencies can be seen above.

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You already know that recently the administration of ExoticFX has added a Bank Wire payment option, and apparently this addition brought many investors to this company. There are some advantages of using a Bank Wire option instead of e-currencies. First of all, you can deposit with 10 different currencies and with zero fees (other than those imposed by the bank + exchange cost for USD conversion). The administration said it takes from 1 to 5 business days to process wires, but actually they generally arrive the next day and some of them even the same day.

The next announcement concerns the minimum withdrawal amount. On May 18 the administration has raised the minimum withdrawal up to $2. This was done for a couple of reasons. First of all, the program is growing so large and considering the number of daily withdrawals they needed to cut down on the load. And second of all, ExoticFX is still having problems with the Liberty Reserve API. The administration comments:

“We tested it again last night, and although we were able to use the API to make payments, we had to make them in groups of 5 or less and also force the API to delay between each payment in order to avoid the double payment problem we experienced 2 weeks ago. However, we still have a timeout issue whereby on occasion LR doesnt return the batch numbers and we then have to manually enter them. This is tedious and frustrating to say the least.”

By the way, at some point in the future, the required deposit amount is also going to be increased to eliminate the extreme-micro participants. It is promised not to be raised much. Perhaps first to $25 then to $50 and finally to $100. In such a way the administration wants to “thin the membership of those that have no desire to progress with the program”. They have also finally reported on a problem with AlertPay and promise that this issue will be resolved soon and AP account holders will be able to use its services this week.

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This is the first Friday newsletter issue. This weekly newsletter will tell uinvestors about news and events concerning our business, UInvest, Ukraine and our investors. Newsletters will contain short informative facts and our comments. As always, we want to hear your feedback and suggestions!

Affiliate system was improved
Commission payouts are now visible at Account Activity page and so activity of your referrals can be easily tracked. We also added e-mail notification to let you know when new deposits arrive. Want new features added? Do let us know here

Win Mac from UInvest!
A few days ago we initiated a competition among uinvestors – submit your story and win a Mac Book Air. By the moment we have approved 26 stories that are posted on our website. So far the story of Jerzy Lipowicz has the highest rating although some uinvestors have doubts about it. Our security department keeps an eye on voting process to maintain fair play for everyone. Click here to submit your story and win Mac!

Ukraine continues preparations to Euro2012
At the beginning of May next year, a month before the start of the European Football Championship, UEFA will accept for rent and temporary management all eight arenas of Ukraine and Poland, where the championship matches will be held, Chairman of the Local Organizing Committee EURO 2012 Ukraine Markiyan Lubkivsky reported according to the Information Center Ukraine 2012.

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