Gains City Review

Hello my friends and readers, I hope everyone is doing well like me. Today I am going to introduce a new short term game HYIP known as “Gains-City.com“. It is a very nice looking program with security systems and also with high ROI investment plans. Firstly I want to discuss about the plans they are offering to the investors.

Investment Plans :
Gains-City offers total six plans to the investors right at the moment. Two of them are “Hourly” plans and the rest are the “Paid at expiry” kind of plans. Just $1 of minimum deposit needed for all plans. Those who are willing to earn quick money, they will always prefer the Hourly plans which are as follows,

Their first Hourly plan comes with 12 hours of deposit term and 8.50% of hourly return. So the total return from this plan will be (8.50% x 12) = 102%. So from this plan, you will earn 2% profit from your investments in just half day.
The second hourly plan offers 4.40% hourly return for the term of 24 hours. The cumulative earning from this plan is (4.40% x 24) = 105.6%, means the profit is 5.60% from this second hourly plan in just 24 hours.

Gains-City offers total four “paid at expiry” type of investment plans. The first plan offers 106% total return after 1 day where the profit is 6% on your investment. The second plan offers 144% total return after 7 calender days where the profit is 44% on your invested amount. The third plan of this segment offers 192% total return after 15 calender days and the last plan offers 300% return after 31 calender days. From this four plans, I will recommend only the first plan of 1 day term. Because short term game HYIP’s always comes with greater risk and one should not invest for longer term in game hyip programs.

Security, Script and Support services :
The security of the website is average which contains a DDos protected shared Staminus server rented by FlaxHost. No SSL certificate has been installed so far. The domain is registered for two years and will expire on 15th February, 2012.Click here to view the complete whois record.

The website is built using a licensed GoldCoders script and designed very nicely. But the “FAQ” page is loaded with the default questions and the contents of the homepage is also not totally original.

Their support service contains only traditional mail ticket system. No phone or live chat support is added yet.

E-Currency & Affiliate program :
The choice of e-currency is only limited to Liberty Reserve. No other currency is accepted as a payment gateway.

Gains-City also offering a huge 8% affiliate commission to all members. You don’t need to be an active investor to earn from their affiliate program.

Conclusion :
Gains-City seems like a normal hyip game to me with greater risk. The program is already 5 days old so new investors will not be counted as early birds. The present trend of short term hyip games says that the lifetime is also short like it’s investment terms. So for now, I think it’s wiser to invest in only to their hourly plans if you want to be in profit. However, short term games always comes with greater risk and also with greater income possibility. Use your own intention and remember the golden rule of playing hyip, that never invest anything which you can not afford to lose.

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Review: Inno-Invest

As investors of high-yield investment programs, it’s important to remain somewhat detached from programs. Most of us are of an impulsive sort, we have to be to take such high risks, and as risk-takers we often make decisions based on our feelings, or whims. It’s important for us to remain stoic about the programs we invest in, or at least to not become overly attached to them. Due to the high risk of closure and loss involved with these programs, if we allow our feelings to sway our judgment, disastrous mistakes can be made.

Let me explain, I know of an investor and reader of this blog that in the past invested a substantial sum into a program that had been running successfully for around 11 months. This program, an industry leader, had performed flawlessly and was ever-increasing in popularity. Many people had doubled or even tripled their initial investments within the program. This investor was one of them. He had made an initial investment in the range of $500 and had received a return around $1500. It was at this time the investor let his feelings and impulse overtake his reasoning. Without taking the risk into consideration the investor deposited $10,000 into the program. In short, the program closed a month or two later leaving the investor with a substantial loss.

Even if you aren’t an investing in amounts as large as the investor I just mentioned, you can learn from his mistake. Never allow yourself to get greedy. Never allow yourself to become overconfident in a program. Always know that the program you invest in could potentially close the day after you invest. If you invest knowing and understanding these things, you should be cautious and never place yourself in a position where you will be damaged financially by your investments. Only invest what you are willing to lose.

Now, lets get to the main topic of today.  Lets talk about a new long-term program that opened to investors February 10th, Inno-Invest.

So, lets talk a bit about Inno-Invest. The program just started earlier this month and overall reminds me of an industry leader that ran last year and made many investors a good deal of money. Will Inno-Invest emerge as one of the leading programs of 2011? That remains to be seen, but as you’ll see in this review, this program has the makings for a HYIP that could be potentially profitable.

First lets go over the most frequently asked questions about HYIPs:

  • Liberty Reserve (LR), Perfect Money (PM) and Alert Pay (AP) payment processors are accepted.
  • Minimum Investment is $5.
  • Withdraws are processed automatically seven (7) days a week.
  • There is no minimum withdraw other than Alert Pay’s $1 minimum.
  • Initial Principal can be withdrawn.

Now lets take a look at the plan offered by Inno-Invest. There’s only one investment option, and it’s a progressive plan where the longer you keep your investment in the program, the more money you earn. So, if you were to deposit $100 into the program, you should earn$1.80 daily for 30 days while in Stage A. While in Stage A you cannot withdraw your principal as if you do, you will be assessed a 100% fee, thus making your principal $0.

After 30 days you enter Stage B. In this stage you should earn $2.00 daily for 49 days. In this stage you can withdraw your principal at a 75% fee, so if you decide to opt out of the program you could get $25 back. It’s important to note that at day 41 you hit break-even-point. So, if you decide you want out, and request your principal back on day 41 of your investment you would receive $101 total, earning a $1 profit. I’m not sure why you’d do this, but the option is there if you wish.

After day 80, you enter Stage C. In this stage you should earn $2.20 daily for 69 days. At any time during this stage you have the option to get 1/2 of your principal deposit back, so if you decided to cash-out you can do so in profit. Or like me, you can just let your investment run its length. Stage D runs for 99 days and you should receive $2.40 daily. In this stage you can request your deposit back for a 25% fee. After 250 days and onward you should earn$2.60 daily until the program closes or you decide to request your initial deposit back with no fee.

Overall it’s a smart plan, it promotes long-term investment by rewarding people who keep their investment in the program with higher daily returns and more of their initial deposit if they request it back.

Now’s the time to take a look at what makes Inno-Invest tick, the inner-workings of the program. The first thing I do is a Whois search and an IP search. The Whois search unfortunately didn’t really give me any useful information as the site has privacy protection, all we gain is that the name-servers are listed under DDoSWIZ so we know who is hosting the program. So lets look at the IP search:

We learn that Inno-Invest (through DDoSWIZ) is hosted on a Staminus Communications server, one of the more recognized companies in the industry, known for reliable and safe hosting services. The program also utilizes SSL encryption through Comodo, so we know that our transaction information is secure. Furthermore as far as security is concerned, Inno-Invest runs a custom script from what I can tell, a sign that in the past has pointed toward successful, long-running programs.

Past this however, we really don’t have much information about Inno-Invest. Being only 9 days running at the time of this review, it’s just too early to do much of an analysis on theirtraffic or forum popularity. What we do know is the program is listed on 25 or so monitors and is listed in all the major forums. I wish there was more information available, but really at this time I don’t have anything further to share.

I’ll leave you all tonight with the reminder to only invest what you are willing to lose in a HYIP, and to never let greed or over-confidence overcome your sensibilities. Until next time, keep walking through the world of HYIP investments!

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Forex Trading Team Review

Plans: 2% daily for 200 business days
2.25% daily for 200 business days
2.5% daily for 200 business days
2.75% daily for 200 business days
3% daily for 200 business days

Minimum Deposit : $10

Payment Processors: LibertyRserve, PerfectMoney,AlertPay

Ddos Protection: Present, SSL Encryption: Present

Withdrawal: Instant

Merits: Long term plans, where the break-even point is reached pretty quickly.

Minimum investment of $10, probably beneficial for the cash flow.

Convenient list of payment processors, with inclusion of AlertPay.

Option for premature withdrawal of principal.

Ddos protected servers with SSL Encryption.

Promotional activities, being carried on in some of the most expensive English monitors, Forums, Portals,As well as in some popular and expensive Russian blogs and forums.

Let us now, move on, with the detailed review of Forex Trading Team, the brand new HYI Program, that has started its operations, only recently, precisely on 1st February. As you must have already read in many of the articles published at RolClub Blog, that personally, i do always feel that, although, high yield investment programs offering, high return short-term plans are quite popular, among a section of HYIP investors, with some even making some hefty profits from them, but it is always the HYI Programs, offering long-term plans, that keeps the industry, afloat. One of the probable benefits of the long-term programs, is once they are able to establish their presence, among the top five positions, they lead to the onset of the ‘Piggybacking phenomenon’, thus creating a platform for external revenue generation, for several lesser known programs.

The Investment Plans:

Forex Trading Team, is one of such programs, offering long-term investment plans, all of them extending for 200 Business days.

The first plan, the Forex Starter, is the most affordable plan, and the best suited to take a feel,as theminimum investment to join this plan is set at $10. This plan offers a fixed daily return of 2% daily for 200 calendar days.The maximum deposit, entertained for the Starter plan is only, $224, therefore truly a tester plan.The invested principal, is promised to be returned, at the end of the term, that is 200 calendar days, thereby the total return accumulates to 500% [400% in the form of daily returns + principal returned]

If you need some calculation, a $100 deposit, in this plan offers $2 daily for 200 calendar days.Adding the principal returned at the end of plan duration, the cumulative return amounts to $500.

As you must have noticed, the break-even point, in the first plan is 50 calendar daysTherefore after 50 business days, the investor recovers his/her investments, and enter the zone of pure profit.

The second plan, at Forex Trading Team, called the Forex Basic, promises 2.25% daily for 200 business days. With the principal returned, at the expiry of the plan, the total return in the Forex Basic plan amounts to 550% [ 450% as daily return + principal returned ]. The minimum investment, entertained for this plan is $250, well not exactly low, but definitely, will interest a particular section of investors.The maximum investment for this plan is $999.

For better elucidation of this plan, let us take an example of $500 investment. If everything goes as promised, $500 deposit in this plan, will provide a daily return of $11.25 for 200 calendar days, with the total return being $2775.

The next plan, we will be looking at is at the third plan on offer. The Forex Pro, offers a fixed return of 2.5% daily, again for a duration of 200 calendar days. Thereby, if you add the principal returned to the daily returns, we are promised a accumulated return of 600%. The minimum deposit, to take part in the Forex Pro plan being $1000, definitely targets the professional HYIP investors.

There are two more high-end plans on offer. The Forex Pro Plus plan promising 2.75% of your investments as daily return for 200 calendar days and lastly the Forex Max plan, offering a whopping 3% daily for the same duration. The minimum investments for each of them being fixed at $7,000 and $20,000 respectively, is definitely out of reach, for most of us. We will not be going into much details of them.

Early withdrawal of Principal:

A very convenient feature, that has been added to all the presented plans at Forex Trading Team is that, the investors have the option for premature withdrawal of their invested principal. But, we should also keep in mind, as the case usually is, early withdrawal of principal is associated with
a fee.

– Starting from 26 to 90 business days, deposit early withdrawal commission would be 25%
– Starting from 91 to 140 business days, deposit early withdrawal commission would be 10%
– Starting from 150 to 199 business days, deposit early withdrawal commission would be 5%

The Payment Processors:

Forex Trading Team presents a handy portfolio, in terms of the available e-currencies for transactions. Namely, it includes LibertyReserve,PerfectMoney and the growingly popular AlertPay.

Withdrawal Requests :

Although in the FAQ page, Forex Trading Team management has requested a maximum of 48 hours to process the withdrawal requests, but as off now, all of our withdrawal requests have been processed instantly.

Site Design, Hosting, Security Features:

Forex Trading Team operates on a licensed Goldcoder’s script.Hosted on a dedicated Staminus server, a very reliable name, and Ddos protection offered by ethProxy.com, adequate security measures are in place. Although ethProxy.com, is a lesser known name in the HYIP industry, i did read some good reviews about this particular Ddos protection service, in several webmaster’s forum. As off my experience goes, till now there has been no downtimes or inaccessibility issues. SSL Encryption is provided by the reputed COMODO.

Support to the investors:

Support is provided by the usual contact forms, as well as the Live Support widget. However, it remains to be seen, for how many hours, they keep the Live Chat open.

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A hyip with a strange name

The first thing you see when you enter the website of a program called CXZCO Business Company (cxzco.com) is the text that informs about the following: “Our business firm is a private corporation investment firm with the incorporated LPD/876930 number in Argentina. We will invest your capital in diverse sites in Argentina and pay over the profits to you.”This project was launched on November 20, 2010 and has been online for 52 days.

Investment Plans. There are three investment plans at Cxzco.com. The interest you get depends on the amount of deposit you make, therefore the more you invest – the higher interest rate is. The investment period at CXZCO is 30 trading day (not calendar!). According to the terms compounding is not available and principal is returned at the end of the term.

  • The minimum deposit you need to make in order to become an investor in the program is $10 which you can invest in the first plan and have 2% daily. The maximum deposit in this plan is $500. The total return is 160%. Okay, let’s assume you have $100 to invest and there are no holidays soon. You will make $2 a day ($10 a week). After 6 calendar weeks (a month and a half) you will have $60. This will be your pure profit and + you will have your $100 back which is a promised return of 160%.
  • The second plans offers 2.5% daily for deposits of $501- $2,000. The total return is 175%.
  • If you wish to invest $2,001 and more, the third plan is for you. The interest rate is 3% daily and the maximum deposit is unlimited. The total return is 190%.

Referral Program. The referral program is present at Cxzco.com just like in almost all other programs. The referral commission is also standard and is 5% per each deposit made by all people who made deposit in the program using your referral link.

Payment Options.
The list of payment options is not very long. The only accepted e-currencies are LibertyReserve and PerfectMoney.

General Website Features.
The website looks very simple and there is no design at all. The administration of the program has probably decided to place as few elements as possible. The chosen ones demonstrate us what the administration considers to be the most important. Those are the long list of forums, a search box, investment plans, a telephone number and a picture showing a referral commission rate. That all can be seen on the main page. There is also a “Rate Us” page with all monitors where CXZCO is listed, register button, and “Contacts” page. However, there is no FAQ section where users could get answers to their questions.

Security Features. CXZCO.com is hosted at BurstNET Datacenter USA (burst.net). It is SSL encrypted by GlobeSSL (globessl.com) and DDoS protection is provided by NVH Server (nvhserver.com). As we can see, all necessary security features are present on the website and even though they are not famous in HYIP industry, it is good that the administration worried about this aspect and paid for the features that guarantee security.

Contact Methods. There are many ways to contact the support team at Cxzco.com. You can contact them via email: [email protected], by phone: +54 116 632 2008 or fax: +54 116 632 2009. You can even sent a mail at the following address: Calle 9 No. 1016, La Plata, Argentina. The standard contact form is also present on the website.

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West Wood Review

For this article of today,i would like to review West-wood,that has been launched precisely on December 3oth,2010.With,already,more than two weeks in business,and principal returned successfully once,in one of the plans,probably,it is the best time to review West-wood,certainly a refreshing proposition.

West - wood

The Investment Plans offered :

The shortest duration plan offered at West-wood, called Interest runs only for a duration of 10 days,promising a daily return of 0.7% daily,with the deposited principal being returned at the end of the term duration,that is 10 days.Therefore,as you can see the total return in the first plan at West-wood is 107%.This plan at West-wood,accepting deposits starting from $1,is certainly the one,to test the operations at West-wood.The maximum investment accepted is $150.

The second plan,the Volition,runs for a duration of 30 calendar days,offering a return of 1% daily.Similar to the other plans,principal is returned at the end of the term.Thus,after 30 calendar days,the total return is 130%.Well, the minimum deposit set at $100, is not very low,yet not absolutely out of reach.The maximum deposit is $1000.Probably,this plan,will become more popular once  West-wood becomes a well-established name.

The third investment plan or the Stability plan,offers 1.5daily return for 50 calendar days.With the principal returned at the end of the term,the total return,at the end of 50 calendar days amounts to 175%.The minimum and maximum deposit accepted for the Stability plan is $500 and $1500respectively.

For calculation purposes,an investment of $500 in this plan offers a daily return of $7.5,with the total return at the of 50 calendar days being $875 [Including the principal returned at the term expiry and the daily returns].

The last two plans presented at West-wood,that is Serenity and Freedom offers 2% daily for 80 calendar days and 2.5% daily for 130 calendar days respectively.The total return,at the end of the duration of this last two plans is 160% and 325% respectively.The difference,this two plans have with the earlier plans,is that the principal is not returned in the last two plans.

The Payment Processors:

The payment processors available at West-wood being LibertyReserve,PerfectMoney and AlertPay,i guess will be considered extensive enough,by most of us.

Compounding Option:

Compounding is available at all the plans offered at West-wood.As always,the advise will be to recover you principal first,before employing the compounding option.

Site Design,Hosting,Security Features:

Well,this is the most refreshing aspect of West-wood . Must say,quite an innovative design.It’s always good to see,new ideas coming up.Navigation,actually not that difficult,when you get accustomed with the West-wood site,for a few days. West-wood runs on a customized script,and is hosted on a dedicated server by Dragonara,a reputed name in the industry.[Also quite costly].Ddos protection,is also provided by Dragonara.SSL Encryption,is provided by COMODO.

Support To The Investors:

Another positive aspect of West-wood,still now has been it’s support.Contact can be established with the concerned management,by online support forms,as well as the Live Chat.The tickets has been replied quite promptly,till now.

HYIP Analysis:

Needless to say,personally i am quite impressed with site design of West-wood.Certainly this helps to attract investor’s attraction.

Other positives are:

1.Hosted by Dragonara,hopefully Ddos attacks will not be a problem here.

2.The minimum deposit for the first plan,being $1,provides all investors an opportunity to test their service.

3.Going by the present mood of the HYIP industry,when the investors are probably a bit reluctant to deposit their hard earned money,for a long time,i guess,the 0.7% daily for 10 days plan will probably be the one,where many investors will closely look at.

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Fresh Review of MGFunds

For this post, i would like to present the review of MGFunds.com or the Mark Goodman Funds one of the newly joined Investment program, that launched in the forums, on 9 th  of January.

The Investment Plans :

MGFunds.com offers a single medium term investment plan, that runs for 45 calendar days, offering a daily interest  of  3% of the deposited principal. The investment amount made in this single plan at MGFunds.com , is included within the daily returns, thus promising a total return of 135% after 45 calendar days.

The break-even point, if you calculate comes at 34 th calendar day, that is by the 34 th calendar day of the investment plan, you will recover the deposited principal, and by the 35th calendar day, start earning the profits.

The minimum deposit, to invest in this plan, has been fixed at $30, although not too low, yet not very high, either. We have seen, quite a few of HYI Programs, that have done exceptionally well, with minimum deposits, even higher than that. Therefore, personally, i do not feel, a minimum deposit of $30 will be a hindrance in the growth of this particular program, if MGFunds.com can gain the confidence of the HYIP investors, by keeping the basics right.

The maximum investment permitted is $10,000 per active investment. For informational purposes,three active investments are allowed, at one point of time.

Let’s take the example of  an  investment of $100, in the medium term plan of MGFunds.com, that promises daily returns of $3, with the total return, at the end of 45 calendar days, being $135 .

Withdrawal requests:

The withdrawal requests are processed manually, and the minimum amount that you can request s $3. The management has mentioned in their FAQ page, that the withdrawal requests are to be processed within the maximum of 48 business hours [ Withdrawal requests are not processed at the weekends]. Another point, that has to be remembered in this respect, is a fee associated with withdrawal transactions.[ Withdrawal fee – 1.5%].Although, till now, the withdrawal requests have been processed much earlier, than the maximum time mentioned.

Payment Processors:

MGFunds.com has certainly , scored a point in this aspect, as the payment processor portfolio ofMGFunds.com , will hardly leave any HYIP investor dissatisfied. Namely, the e-currencies available for transactions are LibertyReserve, PerfectMoney, GlobalDigitalPay and the verified ones, that is AlertPay and SolidTrustPay.

Support:

Apart from the usual online support formsSkype has also been included to for providing investor support.

Site Design, Hosting , Security features:

As already mentioned before, if you need two words that can best describe, MGFunds.com site, it probably will be ‘Simple and professional’MGFunds.com site runs on a customized script, with a hassle free navigation. The site design is not much flashy, but definitely is soothing and simple.MGFunds.com is hosted on a dedicated server by BlackLotus, with Ddos protection also offered by the same. SSL Encryption, by AlphaSSL, has also been incorporated. Overall, certainly all the security measures, have been included.

Promotional measures:

Well, you must have noticed MGFunds.com somewhere. The concerned management is definitely carrying out extensive promotions in various forums and monitors.I noticed almost 100 monitors in their ratings page.

HYIP Analysis:

The positives:

1. MGFunds.com has been able to create a very professional aura [ Particularly, by its prompt reply to support tickets, and prompt processing of the withdrawal requests.]

2. The Medium term plans, where the deposited principal is recovered within a short period, is preferred by a major section of HYIP investors.Probably,that will be a reason,that will be helpful, in maintaining the all important cash flow.

3. Payment processor portfolio, that includes almost all the popular options, i guess, will increase the investor acceptability.

4. Customized script, Ddos protection, SSL Encryption that we expect from a promising program, has all been included.

5. About, Alexa traffic graphs, as most of my friends already know, i am not a believer of Alexa, as it is one of the measures, that can be easily faked.

The negatives:

The only negative, probably is the withdrawal fees, which may not be liked by some HYIP investors. On the other hand, it adds to the professional aura, that MGFunds.com has been able to successfully create so far.

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Opulentia Detailed Review

Opulentia, what does it mean? Sounds pretty unusual for a hyip’s name, especially when we are surrounded by such names as – MoneyMakers, OnlineMachine, CarInvestment, HourInvestment and so on… Opulentia is a name which stands out from the crowd. Sounds like a war formation, sounds like a ruling tribe. Opulentia means riches, wealth, power, might, opulence, splendor. Do we find that in this program? Does it cover our need to have a financial back-up?

Let’s start and see how this program presents itself.

Design:

My fellow readers, by this time you already know that I’m a very big fan of clean, simple and focused on content websites. I am not saying that a good, compact design is bad for possible investors, but it can work in a different manner, let’s say the administration of the website can use an awesome design to lure in future clients, to make them forget about the real content. Of course, there are programs who have both design and content strategy, but they also come with other disadvantages: lack of proper customer support, opaqueness of the investment plans, delayed answers, no definite address, weak online authority.

Opulentia seems to be on my taste. It contains some big images to show and express what the website is about. As soon as those images caught your eyes, you are slowly going down to the main content, near the investment plans. You can also see that they have indicated the payment system on the top and the bottom as images. This makes them appear as incorporated parts of the design. Also, in the top right you have a counter that shows you the program’s life span. You can see that the program has been online since February the Sixth, so this is a brand new one.

Also, on the bottom, there are security signs appearing as nice icons. Overall, the design is being composed of blue, white and gray as main colors. It gives out the soothing sensation and opens up the mind for a possible investment.

The Business Model:

Opulentia is a private investment program with purpose to provide our members with interesting investment opportunities and to gain additional profit with help from experienced and professional investors. There are two big plans :

Daily plan
daily payouts of 2.15% (Monday to Friday) for 365 days. At the end of investment period the principal will be returned to you. The minimal investment for this plan is $1 while the maximum is unlimited. Compounding is available.
Weekly plan
weekly payouts of 11% for 55 weeks. At the end of investment period the principal will be returned to you. The minimal investment for this plan is $1 while the maximum is unlimited. Compounding is available.

Seems pretty interesting to have just two plans, one with the daily and one with the weekly plan. The daily plan is locked in for one year and the weekly one for 55 weeks. If you invest in 100$ in one plan and 100$ in another, you have the following results : In 9.5 weeks, you get your principal out from the daily plan and in 9 weeks you get it out from the Weekly Plan. It is obvious that the second plan is better in terms of getting sooner the investmet. But it lasts a little longer than the daily plan, 385 days.

The affiliate program is returning with a feature that is specific mostly to MLMs, but seem to work also with the option of getting in new affiliates as it attracts them.

* Level 1. – 5%
* Level 2. – 3%
* Level 3. – 2%

Let’s say you have 10 referrals who’ve invested 25$ each, you have 250$ invested from your side. You get 12,5$ out of that. 5 out of those referrals add 10 more with 25% each; you get 7.5$. And lastly, 5 out of those 10 add 10 more, you get 5$. That’s how you can make 25$ to start your own investment.

Their about us page is pretty informative :

We are an online division of a company that has dealt within the investment market for more than 4 years. Over the past years our managers have gained knowledge and experience which provide high returns at the very low loss rate.
Main portion of our income comes from stock markets, while the rest is gained from our forex investments.

The team spirit which can be found in Opulentia is typical of an organisation which is on a human scale. In their daily work our staff never loose sight of the client’s interest. Their common goal is to develop the solution which is exactly in keeping with the individual expectations of each one of them and to maintain a quality of service which is superior to the average. Being a member of Opulentia makes you our partner and, as such, you deserve all of our respect and confidence. We owe you reliability and stable income for that, which is exactly what you get by having funds invested with us.

In terms of professional skills, we will provide you with the same standards as you would receive from a large investment company, but in terms of accessibility and personalised advice, we will provide you with much, much more. We are not giving unrealistic returns. Our experience is a fundement which holds yours funds safe and growing. Opulentia will continue offering its extensive investment portfolio to customers and is committed to their profit. Over time, new investment offers and services will be added to the company’s current portfolio.

I’ve tested their support and can say that they are usually replying less than 24 hours and are very understanding towards your issue. I’d really suggest them to add some live chat or maybe phone support, this will enhance even more their position in this harsh hyip world. Also, I think that adding AlertPay shouldn’t be a problem, especially if we look around and see so many hyips using it.

Keep an eye on this hot mama! It can transform into a real leader very soon!

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Oscar Funds Review

“Oscar Funds, as a part of OSCAR INVESTMENTS INTERNATIONAL LIMITED, is a company that has been providing high quality finance and investment services to legal entities and individuals since 2010.” And today this program is an object of our review. Let’s take a look at it and see what OscarFunds.com has to offer.

Investment Plans.
OscarFunds offers basically one plan divided into four parts. The amount of money you can earn depends on your deposit amount and on the total of the company’s profit at each trading day (interest rates are flexible). Compounding is available and principal is returned on expiry. The investment period is 180 business (!) days. Let’s get to details:

  • Basic Plan brings 1-1.3% daily and is probably the only one affordable for everyone. The minimum requested amount is $10 and the maximum is $2,999.
  • Advanced Plan is more profitable and offers 1.3-1.6% daily. However, the minimum deposit in it is $3,000 and the maximum is limited to $9,999.
  • Professional Plan offers you 1.6-1.9% and you can have such profit in case if you are ready to invest $10,000 or more up to $49,999.
  • Senior Plan is the most profitable one. The interest rate is 1.9-2.2% daily with $50,000 minimum and $999,999 maximum.

As you can see, the interest rate is not fixed and may vary, therefore the amount of your profit depends on trading activity. In order to see the general idea of how much money you will make, use an investment calculator on the website. It will calculate your profit basing on the minimal promised interest rate.

Referral Program. There are 3 levels in a referral program which means that you get a referral commission not only directly from the clients invited by you (1st level), but also from their referrals (2nd level). You even receive commission from the referrals, invited by the referrals of your directly invited clients (3rd level)!

  • 1st level – 5%
  • 2nd level – 1%
  • 3rd level – 0.5%

Payment Options. AlertPay, Liberty Reserve and Bank Wire Transfers (only USD) are accepted. There is no PerfectMoney that is usually accepted by HYIPs but I suppose it won’t reduce the number of investors because AP and LR are very popular.

General Website Features. A customized design template is used at Oscarfunds.com and the script is unique. The most important information such as investment plans and accepted e-currencies is right on the main page. The navigation is a bit confusing because some links to pages are placed on the top and some at the bottom. There is also an unusual page called “Broadcasting”. There you can find all videos released by Ali, the admin of OscarFunds. There is a rate us page but it is called “Partners”. On this page you can only find a link to allhyipmonitors. The registration process is easy and quick.

Security Features. OscarFunds.com is hosted on a dedicated server and uses hosting services of LiquidWeb. Protection from DDoS attacks is provided by Cisco Firewall A5505N. In personal correspondence Ali informed me that their server also comes with a DDoS Mitigation service. OscarFunds.com uses a Thawte SSL 123 Certificate to offer secure communications by encrypting all data to and from the site. As you can see, all basic security features are present on the website. Contact Methods. The address of the company is:

Oscar Investments International Limited
90 Main Street, P.O Box 3099,
Road Town, Tortola, British Virgin Islands

There is a telephone number: 1-845-694-4930. You can also contact the administration via live support or by submitting a ticket on a “Support” page. In order to do that, you must choose a department to which you want to send your inquiry, then name yourself and ask your questions.

OscarFunds has been successfully developing for 31 days and the admin of the program actively promotes his project. It seems like he is really determined to make his project popular because he always answers e-mails, participates in discussions on different HYI-related sources and you can also follow him on Twitter: http://twitter.com/oscarfunds. We wish him to keep up and we will keep track of the development of OscarFunds.com.

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Informal Investors

The investment plans,presented at Informal Investors are probably the most interesting aspect of this particular HYIP.Well,actually,a significant proportion of HYIP investors prefer this sort of quite realistic daily,weekly,Bi-weekly and Monthly plans offered at Informal Investors.

First up,let us look into the only daily paid investment plan on offer.This daily plan,promises a daily return of 1.6% of your investment for a duration of 90 calendar days.Thereby,if you calculate,thetotal return in the daily paid plan at Informal Investors,sums up to 144% of your deposit amount.The principal,being included within the daily returns the first plan,that appears to be quite sustainable by HYIP standards.All HYIP investors can definitely check out the functioning of Informal Investors by joining this plan,as the minimum investment needed to join the daily plan,is only $1,with the maximum deposit accepted being $2,499.

Therefore,a deposit of $100,in this plan is designed to provide $1.6 daily,with the total return being $144 at the end of 90 calendar days.If you take the calculation a little bit further,the break-even point is reached on 63 days[That is your investment is recover on the 63rd day].After that,starts the profit zone.

Moving on to the first Weekly Plan[Which were very popular among the investors back in 2009,and early part of 2010.In our opinion,for the general well being of the HYIP industry,it is probably preferable ,that High Yield Investment Programs,with long term plans actually establish their firm foothold,more so after the collapse of the erstwhile top HYIP s i.e OilStructure andCherryShares.Yes,it is certainly true,that the short term and medium terms HYIP s are hugely popular,among a section of HYIP investors.Still,probably the long term programs,bind this industry together.Another aspect ,that i would like to point out here,i guess you all know the ‘Piggy Back’concept where the average HYIPs  rely heavily on the Top League,for their sustainance.This is the reason,when a few of the Top HYIP s collapse we see a domino effect,with the collapse of so many of the average HYI Programs.As these were actually,paying their investors,from the money invested at the HYIP industry’s top league programs.Therefore,unless,few of the promising long term programs,occupy the dominant position that was previously occupied CherryShares and OilStrusture,this ‘Piggy Back’ phenomenon does’nt start.

The Weekly plan at Informal Investors offers 12.5% weekly return for the total duration of 12 weeks.Again,the principal invested is included within the weekly returns.Thus the total return,after 12 weeks amounts to 150% of your initial investment.Therefore,as you can see,the break-even point,at the weekly plan,is attained after 8 weeks,thus from 9 th week onwards,one receives only the profit.The minimum investment,to join the Weekly plan is $250 and the maximum depositaccepted being $2,499.

Therefore,for the need of calculation,let us take an example of a deposit of $500,is promised to provide an weekly return of $62.5 for 12 weeks,thus the total return culminates to $750.

The next plan,presented at Informal Investors,is called the IIL-BW,where 27% of your initial investment is paid at an interval of every two weeks,for the total duration of 12 weeks,thus providing a total return of [27×6]=162%.The minimum to join the Bi-Weekly plan being  $750,is probably unapproachable to the majority of the HYIP investors.The maximum investment,accepted in the Bi-Weekly plan is $10,000.

The last plan of Informal Investors,is a Monthly plan,that promises a return of 58% monthly for a term of 3 months.The minimum and maximum investment,for this plan called the IIL-M is $2,500 and $10,000 respectively.The total return,being 174%.

Well,therefore,if you consider the present situation of the HYIP market,i mean the Black December,probably the most sought after plan at Informal Investors, will be the daily paid plan,but with the turn of the New Year,and if  Informal Investors management can  establish their HYI Program by means of sustained efforts and due diligence,more and more investors,will get the confidence,to consider the weekly plans on offer.

Compounding:

Compounding option is available in all the plans on offer at Informal Investors.You can do a compounding from 0$ to 100%,but it is always safer to recover your deposit,first,before adding  the compounding option.

Available e-currencies:

The e-currencies that have been included at Informal Investors,are LibertyReserve,PerfectMoney and the favorite among the readers of HYIPING MONEY,that is AlertPay.

Withdrawal requests:

Withdrawal are to be requested,by logging into your Informal Investors account.As par the FAQ page,the withdrawal requests are to be processed instantly.Till date,all our withdrawal requests have beenprocessed instantly.

Site Design,hosting,security features:

The Design of the Informal Investors site is quite attractive.We noticed more and more HYIP sites are taking the services of this growingly  popular designer HYIPdiz.I guess you all remember thePawnShopFund,the second design adopted by this erstwhile very popular HYIP,was created by this designer.Informal Investors runs on a Licensed Goldcoder’s script,therefore navigation should not be a problem to any of us.The site is hosted on a Ddos protected server by flaxhost.net.

Support:

There are two ways ,you can contact the concerned Management.By the usual online support forms.The live chat widget,can also be used,when the support staff  is online.

Analysis:

Coming to the crucial section,

Well,after a long time we joined a HYI Program offering a combination of daily and weekly paying plans.

With the minimum deposit,at the daily paid plan,set at $1,the interested HYIP investors,can at least test the performance of Informal Investors.

About the payment processors,well personally i like the inclusion of AlertPay,and content that it has been included.But,one thing,friends,the inclusion of AlertPay,although increases the acceptability of a particular program among investors,but we should also keep in mind it in no way ensures the success of a HYIP.

A well designed site [By a designer,which seems to be getting popular everyday],with a Ddos protected hosting from another known name,may also work in it’s favor.

That is all,about the review of Informal Investors.

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Fx Power Pro Review

FXPowerPro – HYIP Details

FxPowerPro Company specializes on online Forex and CFD trading. Our work is up to the world standard, including analytics, forecasting activity, risk analysis.

We are proud of our reputation and we appreciate our clients’ confidence. The personal account holders of our company are all-round supported by our specialists and get client-centered approach in any aspect. Perfect conditions and our own risk-free FxPP-M trade model will guarantee the effective and successful partnership both to a professional and an amateur.

Website Design Rating: low 1 – 2 – 3 – 4 – 5 – 6 – [7] – 8 – 9 – 10 high

Payment Processors: 

Monitoring Since: January 25, 2011

Current Payment Status: Paying

Minimum & Maximum Investment Limit: $5.00  –  $20,000

Principal Investment Term Periods: 30, 60, & 150 days

Interest & Earnings on Weekends: Yes

Average Profit: 1.8 – 2.8% daily

Compounding (Offered): Yes

(ROI) Legit HYIP Online Investment Team – In Profit: Not Yet

Referral Commissions: 3.00% – 5.00% per each deposit

Withdrawal processing time: With 6 hours

Customer Support:

  • [Live Support]
  • Base Address
  • [Phone Number]
  • Fax
  • [Contact or Support Form]
  • Posted Email Address
  • [Phone Support]
  • [FAQ Page]
  • Twitter
  • Forum
  • Skype
  • Facebook
  • Blog
  • Ticket System
  • Guestbook Wall

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