Hi everyone, I have been going through my credit scores lately and feel as if it is time to get someone working on it. I really don’t have any particular reasons so as to have low scores but I need someone to work on them to make them better in case of a loan (that I expect to take in a few months) I need. So, can you please suggest me some good agencies that could help me out.
Thanks in advance!
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04-06-2009, 10:56 PM #1
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How do I improve my credit score?
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05-06-2009, 12:51 PM #2
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Re:How do I improve my credit score?
Having a good credit score is really important and you never know when the low scores would get you into unwanted trouble. Moreover, when going for a loan, these are one of the prerequisites that you have to take care of. Recently, my cousin had taken the services of a credit repair company to get her scores in a better shape. I hope that this would benefit you too.
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05-06-2009, 03:32 PM #3
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Understanding & Raising FICO Credit Scores
Interesting,
No doubt you have to keep up on your credit scores, especially in this day and age where everyone is seeing their scores drop like a rock due to credit lines being cut left and right from even good credit customers.
Bottom line, no one is safe, so you have to keep current and get your yearly credit report and if you see issues, or you too have had your credit lines cut to the bone, you FICO scores will suffer dramatically, and you may not know it until it is too late to change it.
Most people don't plan on a loan months in advance unless you are considering a new home purchase, but most needs for a loan come out of a sudden loss, or sadly, health issues. Being in the mortgage finance and lease industry for years, I have seen it all, and never has there been a time where credit is more important than in this severe recession as all these collapsed banks try to survive off of their customers backs.
Depending on your overall goals, you can often times increase your scores personally with the right knowledge, so if you are only looking for a how to guide, the least costly method of dealing with your credit scores, then I would recommend CreditSecretsBible which is always going to have the latest credit improving strategies. Don't waste your money on these firms who say they will do it for you for a few hundred dollars, most are not worth it unless you really have a complex credit report issue, then let me know and I will recommend a trustworthy company I had worked with in past. Most issues can be handled with the information from the below.
Good luck, Mike
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