I am a part of the administrative and support staff of Diversified Income Ventures And Investment Group (Divi Group) and am here to introduce our program.
http://www.divigroupfund.com
Unlike most program providers we do not force investors to be 100% reliant or dependent upon us. We offer an investment program BUT we also freely teach investors how to handle their own funds and manage their own investments. We even provide free coaching and support. Even if an investor chooses not to invest with us, we provide them with free access to our Portfolio, Strategies and to Resources which they can use to succeed on their own. We provide this information without any conditions attached and do not require any investment, fee or any action in order to receive information or help from us. If you need help please don't think that you must be one of our investors before we will provide you with any assistance. We are here to help so please don't hesitate to contact us.
Those who think it is a mistake for us to reveal our sources should realize that we are already participating in and benefiting from these income opportunities and investments. We are not dependent upon investor funds in order to be able to participate so sharing information about our sources and resources does not effect us negatively or cause us to lose or miss out on anything. As mentioned, just as any other business or investment venture, we care about increasing our investor base, which will help us to expand our efforts and to increase our profit, but we also care about helping others experience success get to the point where they are financially independent. That is another reason we chose to share our portfolio, strategies and resources for free.
About Our Program:
We offer a private managed investment program which is supported by a balanced and diversified portfolio of passive, semi-passive and active management income opportunities and investments. You can find out more about the holdings in our portfolio by visiting the portfolio page of our site. The minimum investment is $20 USD and the maximum investment is $5,000 USD. The starting return is 5% minimum per week depending upon the option the investor choose to invest in. Liberty Reserve is our preferred processor for several reasons including it's age and experience in the market, wide acceptance, liquidity and their efficient customer service and support. Please see our site for more detailed information regarding the income opportunities and investments that support the program as well as the terms and conditions of the program. It is too much information to present on this forum.
In the resource section of our site you can find information that some people are selling. For example, we provide direct access to a US Bank (NOT eTrade) that opens accounts for non-US citizens. Some people are selling that information or a simple application from the bank for up to $100. We also have listed sources for asset protection, investments and more.
You can also follow us on twitter. Our user name there is TheDiviGroup. We have information on twitter that is not even listed on our site yet because it is very easy to put out updates on twitter. Please visit our site and twitter page and let me know what you think. Please do not message us via twitter if you have a question. We get far too many messages there to respond to each one quickly so it is best for you to use the other methods of contact.
Regards,
Gregory - Divi Group Support
UPDATE: I have decided to put SOME answers to common questions we receive below. You can find out more answers, information and explanation on our site.
(1) Though this is our FIRST post on this forum, this is NOT our first mention of the program. For example, our thread on DTM has been active for weeks. Feel free to monitor our thread there. I won't post the link here because it would not be polite to do so in another forum. You can email me for the link to the thread if you wish.
(2) People have asked why we do not offer a daily pay option. Our response is that with our program interest is "earned" daily but "paid" out weekly. This is no different from many other programs in the arena. Many programs claim to "pay" out daily but that is NOT true. The fact is that most of these programs reflect daily interest being earned by showing figures on screen in the investor account area of their site BUT they place restrictions on when the client can actually access the funds. It can not be considered a true "payment" until the investor actually has the funds in their e-currency account. With scripts that can be set to automatically update account balances, anything can be shown on a screen but the only thing that counts as a "payment" is funds that are actually in an investor's e-currency account and in the investor's full control. So, unless a program is making daily payments directly to the e-currency account of the investor, they are not "paying" daily. A screen or account statement can be made to show any percentage or earning BUT payments into e-currency accounts can not be manipulated or faked because investors can look and see that either the funds are there or they are not. The same can not be said about funds shown on an account statement. It can show that you have earned $1,000,000 a day but you have no way of knowing if the funds are truly there until they are paid to your e-currency account. How many times have programs shown account statements reflecting daily interest being accrued but then not been able to deliver when the investor requested a withdrawal or payout? There is no way of knowing "if" the funds backing up the returns are truly there until and investor requests a payment. With us paying directly to the investor's e-currency account they know for certain that the funds are there, real and can be IMMEDIATELY accessed.
(3) Another reason we don't pay daily is for the following: We are actively trading and investing funds. We are NOT like a Ponzi or Partial-Ponzi which simply uses funds from investors and incoming deposits to support daily payments. It is our firm belief that is not possible to receive a deposit from an investor one day, out-exchange those funds from e-currency, invest the funds, generate a return, exchange the funds back into e-currency and then pay the investor a return all within a 24 hour period. In our forex trading we use brokers who even accept e-currency and it is still not always possible to move that quickly. For example, while we could quickly place funds in the brokerage account to trade that does not mean that a trading opportunity would be immediately available. Some times it may some time before a good trading setup occurs so it would not be possible to pay a daily return on that occasion.
(4) No we are not using a script. We are using a simple site that we designed. We do not need a script since all deposits and payments take place off site. We do not store any private or sensitive details online. Therefore there will be no excuses regarding script backdoors, sites getting hacked, phishing emails or other malicious activity. There is simply nothing to steal or nothing to hack into. The site is essentially the presentation point for the program but it is not essential as in the case of programs that rely heavily on their site being up in order for them to receive deposits, make payments etc. In the event of a site outage or server problem we can still process deposits, make payments and carry out other admin duties. A perfect example is today (October 5, 2009). Our hosting provider is in the process of switching to new servers and all of their client's sites, including ours, is temporarily offline. Even though our site is offline we were still able to make payments today. If we had to rely upon a server side program or script, we would not have been able to make payments until the server issue was fixed. UPDATE: We have switched to a backup hosting provider while we wait on our main provider to get back to normal.
(5) We are not a Ponzi or Partial Ponzi. Though we are featured in the HYIP community we want people to realize that our program is supported by investments. We use profits generated by our portfolio and NOT investor funds to pay returns so we do not pay the high, unrealistic and unsustainable returns that some other programs pay. We realize some programs may offer higher and faster returns so may not be the type of program you are looking for. We are aiming for stability and longevity and we will not pay rates that will put a strain on the program. It is very understandable if you wish to invest elsewhere but if you decide to try us in the future we welcome you as a client. If you never invest with us we still do what we can to help you get started on your own.
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08-10-2009, 07:27 PM #1
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The Divi Group - divigroupfund.com
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08-10-2009, 07:34 PM #2
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Forum members, tell me what is your favorite investment, trading strategy or income opportunity? Do you practice it for a hobby or as a full-time source of support. Please share your experiences with me.
We started investing back in the days when the only e-currency companies were E-gold, E-bullion, OS Gold and EVO Cash. Back then we participated in opportunities that we believed were real but were later revealed to be ponzi schemes. We ended up losing countless funds to opportunities such as Privacy Gold, SCIG, Pecunia, OS Opps, Lets Prosper Together, Golden ATM etc.
As a result of losing out to fraudulent opportunities we began to research and learn about legitimate income and investment opportunities. We also began to learn ways of managing our own funds. We began to move away from the HYIP arena and started studying and practicing things such as affiliate marketing, forex trading, cash flow notes, passive investments etc. In our quest to learn and discover opportunities we ended up meeting like minded individuals who shared the same experiences. Many of them also lost out to fraudulent programs are were in a search for legitimate opportunities. By coming together we were able to share knowledge, experience etc.
For those who don't have the funds to participate in investment opportunities there are several solutions. For example, many of us first started by brokering loans and other financial products. We then used commissions we earned as the capital to participate in opportunities, investments and as funds to self-trade. This week we have helped several people in the US arrange to have a free gold party hosted at their location. They are planning to use the commission they earn to get started with the credit line / passive investment strategy on our site.
If anyone needs help with anything please don't hesitate to ask. We offer our help to EVERYONE. So, please don't think you must invest with us before we will help you.
Regards,
Gregory
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09-10-2009, 05:27 PM #3
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We would like to wish a Happy Columbus Day holiday (on Monday) to all our associates and investors in the USA.
Have a great weekend and holiday.
Regards,
Gregory
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11-10-2009, 07:28 AM #4
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We get many questions about the credit line strategy mentioned on our site so I have decided to make a post here in case others have similar questions. If you are interested I will be glad to send you direct to the provider who offers this service.
Within a period of 120 days the provider guarantees that the client will have received at least $50,000 in unsecured business credit. The client can use the cash credit lines as they wish but they should not be placed in high risk investments. Several investors, including us, have used this strategy and placed funds in secure passive investments like SLS, Tax Liens and cash flow notes. This is not something for people who are not looking for serious business and investment opportunities. If you are looking to play HYIP Games and Ponzi this program is not for you.
Basic Questions and Answers:
* QUESTION: How soon will I start getting credit under just my business name? ANSWER: Three business days after starting step 1 of the program you WILL have (guaranteed) started getting APPROVED for your first four credit accounts - your first four accounts WILL total approximately $2,500 worth of credit
*QUESTION: How soon will I have a PAYDEX score? ANSWER: It takes 90 days of having your first four accounts in place to have a perfect PAYDEX score of 80
*QUESTION: What is "cash credit" ANSWER: Visas, *******cards, checkbook style credit lines, any credit where YOU have control over WHERE you spend the money (as opposed to "vendor credit" where you must spend at a particular store or business)
*QUESTION: What's the most cash credit that my company can get approved for with no personal guarantee AND no income documentation? ANSWER: Depends on how old your business is at the time you start the program - if your business is at least 18 months old at the time you start: $50,000 in cash credit; if your business is ***** new or just a few months old when you start: $20,000 in cash credit
*QUESTION: How soon will I GET cash credit? ANSWER: Depends on how old your business is at the time you start the program - if your business is at least 18 months old at the time you start: then you'll START being able to apply for the cash credit after six month on the program (if you're starting from scratch, it takes that long to build a base of credit that will allow you to get approved)
* QUESTION: What is the likely amount of total business credit I'll have after six months on the program? ANSWER: $50,000 worth of business credit established
*QUESTION: What is the likely amount of total business credit I'll have after twelve months? ANSWER: $100,000 worth of business credit established
Here is a more detailed Program Description:
Step 0: Compliance check. The provider will walk you through each of the things that you need to do in order to have everything structured correctly. It is less painful that you might think. These items are very important, but VERY simple and quick to fix.
Step 1: Getting set up with the BUSINESS credit bureaus. DO NOT call D&B on your own. You will most certainly come away with ideas that are contrary to what 95% of credit builders will teach you. There are several mistakes that people make when they try to obtain their DUNS numbers. These mistakes will end up costing you hundreds of dollars and get you denied for credit.
Step 2: Getting your "base" vendor accounts. The provider will give you four vendors to get approved with. These vendors ARE GUARANTEED to extend credit to YOUR company, regardless of how new your company is. You WILL NOT need personal guarantees, and none of your personal credit information will be required. Your company does NOT need any existing business credit to be granted credit by these companies. As soon as you are approved, you'll need to order something on your new credit line (it can be a small $10 item) from these companies and, of course, pay the bill on time. You will get these vendors within the first three days on the program and will have about $2,500 in available credit.
Step 2.5: Getting your credit line for postage. By the end of your first week on the program, you get a credit line that you can use to send out direct mail to promote your business. Direct mail is not for everyone, but there are many businesses that can buy lists of targeted names and send out mail to generate new clients. This same account can later be converted into a VISA card (all with no personal guarantee).
Step 3: This step is confidential.
Note: You should be able to get through Steps 1, 2 and 3 all in the first week of being on the program.
Step 3.5: Additional credit accounts to prepare for the Fortune 500 retail accounts. Here, you will be getting several more credit lines established - all without any regard to your personal credit (our whole program is based on building your BUSINESS credit, and does not depend on the quality of your personal credit.)
Step 4: Getting your "Fortune 500 Retail Credit Cards" - As soon as the accounts you set up in Step 2 and 3.5 are displaying a positive payment history you will THEN and ONLY THEN apply for specific account in Step 4. Because you've done each and every previously laid out, you WILL then be approved for companies from Step 4 - GUARANTEED. These are credit cards from large, reputable stores. Using and paying THESE cards on time will build your credit worthiness. The other steps are all just stepping stones needed to GET these cards. You should immediately use and pay these cards on time.
Step 5: HIGH DOLLAR LIMIT credit lines: After the Step 4 cards have flowed through to the credit beauraus (which takes about 45 days), you'll get the Step 5 credit lines, which are all HIGH DOLLAR. Prior to Step 5, each line of credit you recieve is initially $500-$1,500. On Step 5, you'll be receiving approvals for $5,000, $7,500 and even $10,000 a piece. After Step 5, you'll have approximately $50,000 in business credit established (all under your COMPANY name).
Step 6: Getting set up with the OTHER credit bureas (besides D&B), plus getting electronic access to the Business Credit Bureau information to be able to modify it, and getting into the "advanced ratings system", which goes beyond the PAYDEX system. The provider will teach you how to play and "win" this advanced credit game and most people can "win" it within a week (after doing steps 1-5). This makes lenders want to send you preapproved offers and makes you look much better than the average "80 PAYDEX" business out there.
Step 7 - Your get your first MASTERCARD with no personal guarantee/no social security number - just in the company name under the company EIN.
Step 8 - Confidential - gets you your first large cash loan to make you look super good and credit worthy on your business credit report.
Step 9 - Your first short term cash line of credit with credit line checkbook access - no personal guarantee/no social security number - goes up to $50,000
Step 9 - Your second short term cash line of credit with credit line checkbook access - very similar to Step 9 above, but with a different lender - no personal guarantee/no social security number - goes up to $50,000
Step 11 - Your second revolving CASH credit card - a VISA card - no personal guarantee/no social security number
Step 11.25 - Your third revolving CASH credit card - a MASTERCARD - no personal guarantee/no social security number
Step 11.5 - Loans, Lines of Credit, Auto Loans, Equipment Leases
There are providers who offer this same service priced from $1,000 all the way up to $20,000. The provider we use charges less than $500, includes a free corporation and offers a service guarantee. Using this service you can get $50,000 in credit within 120 days. If you are interested in this please contact us and I will send you the URL of the service provider.
Regards,
Gregory
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15-10-2009, 05:41 PM #5
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This forum does not seem to be very active. Member have ignored my request. Is there a section on the forum where people meet to have dialog regarding trading, investments etc? I am not talking about our program specifically. What I am looking for is a place where I can share ideas, experiences, etc. and communicate actively with people.
Regards,
Gregory
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15-10-2009, 07:11 PM #6
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Is anyone interested in hosting a free gold buying party? This is a 100% free way for individuals to come up with extra income without ANY cost or risk. There is no investment or fee of any kind required.
Companies such as Goldpartying will allow individuals to register on their site to host a gold buying party. The gold buyer will send a representative to the gold party (any location in the US) who will test and weight the metal onsite. The representative will make a cash offer and issue immediate payment to each seller upon acceptance of the offer. At the end of the party the representative will pay the host (you) a commission usually amounting from 10% - 15% of the total amount paid out to sellers.
If you know or have access to sellers of gold, hosting a gold party can be a great way to earn some IMMEDIATE income for you and the sellers who will attend the party. This is a great opportunity because there are no costs or fees involved so even someone with little or no income can take part in this. It is also a great way for Churches, Charities and other organizations to raise funds.
I hope this information is helpful.
Regards,
Gregory
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15-10-2009, 09:57 PM #7
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Here are some other FREE ways people can earn income they can use to participate in investments and income opportunities. We know that many people can not afford the minimum capital requirements of most serious opportunities so we want to share information about free opportunities for earning:
Barclay Broker Program
Smart Investment Corp International Finance And Investment Broker Program
Gold And Silver Mines Co-Broker Program
The companies above allow individuals to register for free and become a broker / referral agent. You can earn substantial 5-figure and 6-figure commissions and referral fees for referring buyers, sellers, investors etc., who are interested in real, verifiable and proven investment opportunities, financing and other financial products.
I did not want to put the links to the web sites above in this post and be accused of spamming but they are available on the portfolio page of our site. Keep in mind that we NEVER use referral or affiliate links. We send you directly to the provider and let you determine if you wish to move forward. Our goal is NOT to spam or gain referrals. We simply want to share information that has been helpful to us in the hopes it can also help others succeed.
Regards,
Gregory
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16-10-2009, 12:29 AM #8
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The following information is presented to show that there are legitimate opportunities and investments that return high yields. This is just a small few of many opportunities. The point of showing this information is to let people see that it is possible to achieve above average returns. I have removed any links below so as to not be accused of spamming but you can find the full information and links on the FAQ / INFO page of our site.
Safely Earn 18% - 240% In Secured Government Tax Liens
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(Note that foreign persons and corporations CAN participate in this opportunity.)
What are Tax Liens? The collection of property taxes is a huge priority in every county in the United States. Literally, if the county cannot collect property taxes, they go broke. To make sure this doesn't happen, the county places a lien on any property with delinquent property taxes and sells the debt to investors. This creates a win-win situation for everyone: the county gets their money, delinquent property tax owners get a little extra time to pay their overdue property taxes, and investors get a low risk, high return investment.
Investing in tax lien certificates is ultra-safe because:
1. State governments control the entire tax lien process so it is very safe and fair. The last thing the state wants is unsatisfied tax lien investors. Without the investors, counties would not be able to collect the money they need to keep the county government operating.
2. If delinquent property tax owners fail to pay their back taxes plus interest, they lose their entire property to the investor for the property taxes owed.
Now do you understand why tax lien certificates are an incredible investment with a great built-in safety factor? If the delinquent property owners pay their tax bill, you, the investor, make an extremely high rate of return on your money. If the property owners do not pay their tax bill, you, the investor, get to keep the entire property for the taxes and penalties owed, often pennies on the dollar. And the best part is that tax lien investing does not depend on the economy, so there is zero investment volatility when you invest in tax liens. The annual returns you can make buying tax lien certificates are unbelievable. For example:
* Illinois tax lien certificates pay an annual return of 36 percent per year and if the lien gets redeemed early your annual return can be a staggering 216% per year.
* Indiana tax lien certificates pay an annual return of 15 percent per year and if the lien gets redeemed early your annual return can be a amazing 120% per year.
* Florida tax lien certificates pay an annual return of 18 percent per year and if the lien gets redeemed early your annual return can be a impressive 60% per year.
* Iowa tax lien certificates pay an annual return of 24% per year.
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For more information on tax liens visit:
The Rouge Investor - (Link removed. See above)
Tax Lien Certificates - (Link removd. See above)
Secured Precious Metal-Backed Joint Ventures, Investments And Loans
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There are owners of assets such as gold and silver mining properties that routinely seek investors and lenders to provide funds needed to cover expenses such as exploration and production costs. Funds are typically secured by assets including a percentage of future profits derived from the mining operation. Look at the following example which is an actual transaction that occurred between an owner and a private investor:
(Link removed. See Above)
The owner of the mining property, valued at many millions of dollars, was seeking a loan of $100,000. The owner would repay the investor a 100% return + 3% of all profits for the lifetime of the mining operation. This is not uncommon in the mining industry. You can see other closed transactions, investor requests and even properties for sale at the site: (Link removed. See above)
Sports Arbitrage Trading
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Arbitrage is a trading technique whereby exactly offsetting positions are taken in a market simultaneously but at different prices. The difference in price represents an immediate risk-free arbitrage profit that is independent of the subsequent movement in price of the instruments traded. Arbitrage has long been used in financial markets, which can be difficult for non-professionals to access. Sports arbitrage is a daily occurrence in sports-betting markets. The differences between bookmaker opinions lead to different prices and creating sports arbitrage trading opportunities.
On the site Sports Arbitrage Review - (Link removed. See above) you can see the trading results of a sport arbitrage trader going from 2002 up to the present time. You can see how he has achieved high yields and risk free returns. He shares information regarding his setup, strategies and techniques for free so it is a good site to visit for education and training in sports arbitrage trading.
Using $5,000 - $20,000 to create passive retirement income within 6-12 Months
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Here is a short explanation on how it works: (Visit (Link removed. See Above) for more detailed information on the process.)
1. Hire a Proven Experienced Corporate Credit Expert to establishing your new passive income business. (This can be secured for a one time fee of $500 - $4,998 depending on the service provider used. Secure a contract with a guarantee.)
2. A new Corporation or LLC is established.
3. Business Credit is built on that corporation Without personal credit or a personal guarantor. Within 90 days, the first round of funding of anywhere from $20,000 to $75,000 may be available.
4. Utilize the $20,000 to $75,000 for only proven passive income opportunities that offer a profitability guarantee. In the next 30 days, anticipate generating from $1,040 to $4,880 monthly in passive income.
5. In 6 months, $75,000 to $150,000 may be available to potentially generate from $4,880 to $10,320 monthly in passive income.
6. In 12 months, $250,000 to $500,000 may be available to potentially generate from $17,760 to $37,760 monthly in passive income.
Alternatively, more wealthy investors can choose a different option. For example, companies such as Companies Incorporated which has been in business since 1977 (Link removed. See above) also use this same strategy but they do not use the companies themselves. For around $20,000 they sell companies that come with $1,000,000 credit lines. You can see more here: (Link removed. See above)
Investors can use the credit line for approved purposes such as real estate and other investments.
Regards,
Gregory
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27-10-2009, 04:15 AM #9
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This post is to thank all of you who have contacted us with your great comments and support. Thank you for trying us. We look forward to continued success and making you all satisfied investors.
Regards,
Gregory
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