MetaBank uses two subsidardies called," Vanialla Cards and InComm" to settle disputes which are scam companies. No joke! Once you active a prepaid card with MetaBank fraudulent charges will appear instantally on your account with NO legatimate way to dispute the charge. Contact the FTC and the OCC to report them and recieve stolen money back to your account. Don't leave it up to MetaBank. STAY AWAY!!!