Thread: 2% Where does the Money Come From?

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2% Where does the Money Come From?


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Grateful
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PostPosted: Fri Feb 25, 2005 7:50 pm Post subject: 2% Where does the Money Come From? Reply with quote
2% Where does the Money come from? INDEX HERE

Your funding of the PIPS accounts is NOT investments, but loans to PIPS from a legal standpoint. When you deposit funds into the 2% program you are depositing 1 - $25 unit on a Trust Account Debenture. Each $25 trust debenture unit has a life of 6 months. Over that 6 months your Loan pays you a total of $59.85. $59.85 returned - $25.00 Loaned = a profit of $34.85 for each $25.00 Loaned. Growth comes from compounding by re-loaning a portion of your returns. This means that you loan the $25 to PIPS, we invest it and give you a return of 2% per trading day. Interest on loans is taxable at a lower rate than investment returns. PIPS is an outgrowth of the 2% program which began in May of 2003. In the 2% program, one had to do all reloans manually while this function is automated for the membership in PIPS.

Within the actual PIPS investment fund, 60% is PIPS money, 40% members and depositors' money. PIPS trades with a 12 to 1 margin so only 0.075% is all that is really needed for the return on traded funds to be able pay and meet the 2 Percent Per Day obligations, as the other capital comes from the PIPS 60 Percent Share of those Funds, along with the profits of all other PIPS Companies. Note: some months the traders can make as high as 80% profits compounded.

Below is a direct quote from the information brochure handed out to Pureinvestor members at the 2004 Convention in Malaysia in early 2004.

"Our investment strategy is to maximise the investment return, while minimizing risk. To achieve this, we use a tried and tested strategy of investing in leading and diverse markets worldwide such as private equity funds, Bonds, Forex, Derivitives, IPOs, Finance and Property and co-investing in direct investments with selected fund managers.

We have a proactive management style to identify leading fund managers and opportunities for investment in fund and direct investments. Portfolios are diversified by country, stage, size of investment and industry sector.

We access most private companies through the funds we select but, to further enhance our potential return, we also follow a strategy of selectivity making direct investments with our chosen fund managers. These co-investments are typically made in companies that give an investment performance that is better than the portfolio average and with lower costs and charges.

We profit from our knowledge in private equity funds worldwide and our main investment focus is on expansion capital. This sector of the market has consistently produced the best investment returns and according to expert opinion, will continue to provide an excellent volume of high quality deal opportunities. We will also make highly selective commitments to technology opportunities and secondary funds where these have the clear potential for investment out-performance."

PIPS is not a ponzi scheme or a pyramid scam. Those types of operations depend on recruiting members to downlines and the only people who make money are at the top.

PIPS is a membership based program where each member makes money from the first day. The profit of a member is not dependent on subscriptions or recruitment of other members.

Important concepts to keep in mind: PIPS companies are 100% cash businesses.

PIPS companies are internally financed and carry no debt. In this way, every business gets to profitability faster. We have over $700,000,000 in assets and are debt free.

PIPS investments are very diversified, allowing greater flexibility and profitability.
None of the businesses has more than 25% of the company assets. This provides greater stability and allows money to be moved around with greater flexibility.

PIPS companies are legitimate businesses. They comply with laws and regulations of the jurisdictions in which they are incorporated and by the laws of the 76 countries world wide in which they operate ? including the US. Before we begin operation in any country we apply for operating approval. For instance, we applied for SEC approval before beginning to pursue trading activity in the US. We do not begin operations with out written approval from the various regulating agencies.

PIPS, Inc
Is the holding company. It secures all approval documents from various jurisdictions and controls how funds are to be invested, but does not hold cash. Plan to take PIPS Inc. to an IPO (Initial Public Offering of Stock) in 2 years. We will have the opportunity to purchase shares at preferential cost per share before trading opens to the public. Trading will start in the Hong Kong and Singapore markets. If PIPS doesn't underwrite it themselves, it will be underwritten probably by Morgan Stanley. Projecting about 600% increase in the share price when it's made public. This will not affect the PIPS 2% fund - it's only stock on the parent company of PIPS Inc.

PIPS Inc. (Incorporated in Panama) is a group of companies. PIPS Inc., is the holding company with a share in the others. It secures all approval documents from various jurisdictions and controls how funds are to be invested, but does not hold cash.

The Companies in brief and the Country of Registration:
1. New Mark Business Centres.....Malaysia
2. PIC Capital...............................Malaysia
3. PIC Capital Ventures................Malaysia
4. PIC Realty................................Malaysia
5. PIC Trust 5YTP..........................New Zealand
6. PIPS Financial Services..............Malaysia
7. Picpay.......................................Malay sia
8. PIPS Bistro................................Malaysia
9. PIPS Coffee...............................Malaysia
10. PIPS Fashion...........................Malaysia
11. PIPS Premier Inc......................Australia
12. PIPS Secure.............................Panama
13. PIPS Foundation.......................Malaysia
14. PIPSAID...................................Malaysia


A more detailed description is as follows:

1. New Mark Business Centres- Established in 1997, and is the operations powerhouse of the group. It house the staff support, check processing and basic management. We have six offices in Malaysia and next year we will spread out worldwid. Working with debit cards, 5 year trust plan, movement of funds between PIPS accounts, ATM machines, speedy wallets, and your bank accounts, etc. Many new concepts being streamlined. PIPS- backend offices, includes all staff and ITS support.

2. PIC Capital is a venture capital company offering financing to small and medium size companies. We also offer management and consultant services. PIPS Capital does not take equity in exchange for loan repayment. We do work with the client to help them achieve success.
PIPS Capital also handles business and personal loans. The company is also providing venture capital for PIPS Premiers, Fashions and Bistro activities..

3. PIC Capital Ventures - A Venture Capital Company

4. PIC Realty- will be doing foreclosure markets, commercial and residential property, development projects, etc. Three areas in real estate are being targeted by PIPs Real Estate: the foreclosure market, acquisition of existing office towers and malls and financing development projects. Designed primarily for PIPs members, they stand to benefit the most. It will enable them to buy or lease a home for 40% below market value and have the homes financed through PIPs at 30% below current market rates Is a realty investment company operating in the residential foreclosure market, commercial real estate market, development market and real estate investment markets. We own shopping malls and office building in 14 countries plus retirement communities and time share properties in New Zealand and Malaysia. We also own commercial property. We look for commercial property where owners are making money but heavily leveraged, so that most profit goes towards pay off their loan. We make them a deal; offer them cash to pay off their loans and take over management. With the loans paid off, all the profit comes back to PIPS. We are making 2000 to 3000% profit from many of theses properties. We do development projects, but deal only with the financing not the project management. We are financing several projects in the South Pacific targeted at the Japanese retirement market. Japan is the only country in the world that subsidizes their retirees to leave the country. PIC Realty also operates in the residential foreclosure market. We buy upscale properties at 30 to 40% below market value that are about to be foreclosed and then do lease purchase agreements back to the owners for 30-40% below mortgage rates. We make a lot of money with this program plus we save many people from loosing their homes. We are waiting for operating licenses to begin this program in the US and Canada. After the first of the year we will begin to buy 50 properties a month. We will be opening up pips realty business in US and Canada after first of year. This will be in the foreclosure market. We will offer home financing 30-40% below current prices through a 20 year lease purchase agreement. PIPS will buy 50 -100 houses/ month. The lease agreements will have an easy out and upgrade component. You will get a 3% cash back pay out at the end of the lease. PIPS Realty is also buying islands in the south pacific to build retirement and time share communities. (Be sure to check www.picrealty.com in the future.. The program is currently in operation in Malaysia and some 50 properties are being acquired each month. The program will expand to the US market in 2005. Purchasing and acquisition of existing business office towers and malls, is a move designed to take advantage of properties that are 100% occupied but whose owners are eager to sell to exit from their dollar-denominated construction loans.
Long term plans-(2-10 years) retirement villages and resorts (presently for Japanese market), golf courses, marinas, condominiums, special time share programs available to PIPS members with more flexibility than traditional time share programs. PIPS Realty is also buying islands in the south pacific to build retirement and time share communities.

5. PIC Trust, licensed in New Zealand, where there is 100% anonymity, 0% tax, and where members of PIPS will be able to set up trusts and IBC's. Has a Board of Directors that oversees the trust operations. They hold all the company cash and invest the funds at the direction of the holding company (PIPS Inc.). PIPS Trust earns profits from marketing and selling IBC (International Business Corporations) services and trust accounts through out the Pacific Rim. Currently seeking approval to market products in US and Europe, we anticipate approval some time after Jan 1, 2005. When that happens, PIPS members will be offered services. PIPS Trust also handles all investment trading and invests in all major markets including the NASDAC and S&P. We trade daily in every major market in everything from stocks and bonds, precious metals, currencies, futures and commodities. (Verify Pic Trust here http://www.companies.govt.nz which even has scanned copies of official documents) Offers 5 Year Trust Plan - pays less than the regular 2%/day PIPS plan, but has some very important features not available to the regular PIPS plan, which include insured funds (The proceeds received are insured and not future proceeds), outstanding death and disability benefits, independent agent benefits, and employer benefits (for employers wishing to make available the plan for all their employees). Cost is $175 plus $25 for 5 years, or $1350 lump sum (which saves you $325 overall). If you die or become disabled before the 5 years are up, they have in place wonderful contingency plans to complete the payments for you or your beneficiaries. For employers, there is a 20K cash back per employee after the 5 years are up. Great incentive for employers to offer this. You must join PIPS before you are eligible to join the 5 year trust plan. http://www.pipstrust.com/main.php

6. PIPS Financial services, registered in Panama, Handles credit card processing. PIPS Financial is currently pursuing the purchase of a bank to bring credit card processing inside and to market retail banking throughout the Pacific Rim. Retail banking services will not be available in US in the immediate future. Having our own bank will help us control fraud more easily. During the last six months we have seen fraud attempts escalate to well over $1 million a month. We have stopped a great deal of it, but it still is the source of much of our credit card processing problems. In the future, the only way we will accept credit card payments is through prior credit card verification through PICPAY. PIPS Financial also sells mortgages in the Malaysian residential property market. PIPS Financial is also stock-piling gold in Australia. Why stockpile gold? Because China will be going on the gold standard in a few years and Mr. Bryan predicts that in about 5 years there will be a shift of all major currencies to gold. Obviously, this will have a big impact on the world economy but we will be ready for it.

7. Picpay - online gateway, will include e-commerce shopping, many merchant accounts coming. You will be able to buy many things online, and earn points that can be applied directly to units in your PIPS accounts! Now offers debit cards, credit card processing. Presently have already 50,000 members, and growing exponentially. https://www.picpay.com also see Picpay Auction

8. PIPS Bistro - Offers tapas, Tex Mex, and local food, fine dining, catering for businesses, lunches and dinners. Will be franchised globally. It will also be an information and merchandising centre, containing stock market info displays, etc. Already have dozens of requests for franchise opportunities all over the world. Opening up first one in Malaysia soon. The 1st PIPS Bistro is situated in Nilai between PIPS office and PIPS Data Centre. Once you have PIPS office address, you can't miss PIPS Bistro! Picture of PIPS Bistro being built HERE Pictures of inside Newly opened Bistro HERE and HERE and HERE and HERE There is a News Article on the PIPS Bistro Here

PIPS BISTRO SDN. BHD.,N ACTIVE F3/1,LUCKY PLAZA;JLN DATO'LEE FONG YEE;SEREMBAN;N.SEMBILAN

PT7323, jalan BBN 1/2E
bandar baru nilai
71800 Negeri Sembilan

Also, keep your eye out for www.pipsbistro.com See the Article in the Malaysian Business Times "Pips Bistro plans to franchise" Here

9. PIPS Coffee - owned by PIPS Bistro and operates Fine Coffee franchises

10. PIPS Fashion - PIPS will soon be marketing a clothing line by top Malaysian designers. The line of men?s and women?s clothes will debut at the convention in Hawaii. The designs will also be shown in Paris and at all the major fashion shows in Europe. Members will have opportunities to franchise clothing stores. PIPS FASHIONS SDN. BHD.,N ACTIVE F3/1,LUCKY PLAZA;JLN DATO' LEE FONG YEE;SEREMBAN;N.SEMBILAN. PIPS Fashion in the News HERE and HERE and HERE and HERE ......
Check out this Japanese Fashion show Featuring Baji Fashion HERE and HERE

11. PIPS Premier Inc.-film and entertainment arm. We have several children?s film projects under development and will also be producing records by Australian music artists. Special project film productions, animation, DVD's CD's, and merchandising. Worldwide distribution network. First major project already in production is 65 episodes on DVD, 3D Animated Children's Bible. The two people heading the project are former Disney executives. Many animators used on the project were from PIXAR and Disney. Projected return is 1.5 billion from a cost of around 2.8M. http://www.thekidsbible.com/ also listed HERE and HERE

The kidsbible movie preview Here

More News Links on the Kids Animited Bible: HERE and HERE and HERE and HERE

12. PIPS Secured-high end investments (new) minimum 1M, guaranteed capital repayment, funds insured. Term 1 year + 1 day, earn 3% per trading day (about 6X capital in a year). Get a POF (proof of funds), proof of clean funds (which PIPS staff assists), and fly to Singapore to sign in front of bank officer. NO one will be able to withdraw funds without your signature, co-signed by another bank officer. Various options for payment, monthly, quarterly, or you can just withdraw all profits plus capital in a year. 3% per day for 10 months, and the last 2 months goes to humanitarian causes. Like a CD (certificate of deposit).
PIPS SDN. BHD.,SELANGOR,ACTIVE 3A,LOT 1239;BATU 7,BKT KEMUNING;OFF JLN KAMPONG JAWA;KLANG.


13. PIPS Foundation - subsidiary of PIC Trust, will handle humanitarian aid projects. The first grant was made to the Isabellamina Foundation (a member of the World Council of Peoples for the United Nations) which will build safe housing for the street kids of the Philippines. We will be donating $250,000 a month to build Ronald MacDonald-like houses world wide. Eventually, the Foundation will be getting PIPSters on committees and we will be able to make proposals for our own charities. Presently helping Filipino street children who are forced to beg and are abused physically and sexually, even small children 3-4 years old. Humanitarian Aid Projects See also Foreign foundation boosts classroom project


14. PIPSAID - Operating under PIPS Foundation enabling members to give to Humanitarian and Environmental causes.

15. PIPS Realty - NEVER PAY YOUR MORTGAGE AGAIN - Check out the web site: HERE

The PIPS philosophy is to bring together as many people as possible help them to help themselves so they can help others. This is the reason that Bryan has been traveling the world and meeting with members, and why the conventions are so very important to Bryan and to PIPS. PIPS is a Paradigm shift change from the normal business as usual way of doing things. Paradigm shift description here

For those who doubt, go to: http://www.ssm.gov.my/findroc.htm

Type in PIPS, PIPS Bistro, PIPS Fashions, Pic Realty, PicPay, Pic Capital in the Company Name section. Click on Find. They are all registered under the Companies Commission of Malaysia. Note the strict guildelines for registering a company.

Some things I learned while reading the forum:

Current estimates are that over three trillion - yes that is $US3,000,000,000,000 dollars are traded on the forex markets everyday, and growing all the time. Alongside the forex markets, there are also the bond markets, the share markets and of course the futures markets, all trading in the $US billions of dollars respectively on a world wide basis everyday. Often 1 single tranche is $500 Million in the bond market, which happens in less than 10 min.
A typical trading room can pull in excess of $250,000 gross profit per day. There are hundreds of trading rooms throughout the world.

Most houses run profitably throughout the year. Profits are monitored on a daily basis with quarterly analysis so as to highlight/and or rectify any trading anomolies that may have been present or not present over that period of time, but all trades are monitored with the utmost scrutiny by the back offices.

Unless you want to lose money, stay away from internet based companies that offer forex based trades where you can not do DD. They are scams, this is my personal experience and recommendation from experienced forex traders. PIC has been consistently paying members since May 6, 2003.

Last edited by Grateful on Tue Jun 07, 2005 1:36 pm; edited 19 times in total
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PostPosted: Fri Feb 25, 2005 7:53 pm Post subject: Reply with quote
CORPORATE BRIEF

Brokers
Refco Group Ltd. LLC is the world's largest non-bank futures commission merchant with more than US$3.3 billion in global client equity and holds membership in all principal International Exchanges. CBOT, CME, COMEX, CSC, EUREX, IPE, LIFFE, LME, NYMEX, SGX.

Fund Corporate Directors
EC Corporate Management incorporated under the Malaysian Companies Act 1965, Licensed and regulated by Labuan Offshore Financial Services Authority ("LOFSA") to operate and conduct full range of activities permitted under Labuan Trust Companies Act 1990. EC Corporate Management services include provision for Corporate Director, the expertise to act as a Local Manager for the purpose of providing trading documentation services, administration i.e. back office services and managing the operational transaction flow of the trading activities.

PureInvestor
PureInvestor.Com Inc (Company No. LL 03518) incorporated under the Labuan Offshore Financial Services Authority Malaysia.Company Directors: Bryan Marsden CEO,Foo Ming Lam,Phan Sew Ken,EC Corporate Management. Pureinvestor.Com Inc are the owners and operators of the Pureinvestor Portal.

PureInvestor Private Fund Inc.
PureInvestor Private Fund Inc (Company No. LL 03560) incorporated under the Labuan Offshore Financial Services Authority Malaysia and is currently authorised up to US$100 Million. Company Directors: EC Corporate Management. PureInvestor Private Fund are Managers and Custodians of the Investment Funds.

Trading
Pureinvestor Trading is contracted out to independent Traders on a performance basis, this ensures maximum returns are achieved. The Asset and Portfolio Managers are however directly employed to manage the Trader activities and implement risk management policies.

Trustee
EC Trust (Labuan) Sdn Bhd is incorporated under the Malaysian Companies Act 1965, Licensed and regulated by Labuan Offshore Financial Services Authority ("LOFSA") to operate and conduct the full range of activities permitted under Labuan Trust Companies Act 1990 including acting as Trustee, agent, executor or administrator; incorporating or registering companies; settling Trusts; and the provision of management and accounting services to, or directors , secretaries and registered offices for, offshore companies. EC Trust provides the registered office and other services to PureInvestor.com Inc and PureInvestor Private Fund Inc.


PIPS Team Management

Bryan Marsden (CEO and founder of PureInvestor.com Inc)
Born in England, Bryan was trained and qualified as an Electrical Engineer in 1967. Working for the General Post Office, he developed his knowledge and skills in the areas of facilities Management until 1970 when he joined the Royal Air Force for a period of 5 years.

On leaving the Royal Air Force, Bryan continued his Facilities Management career with the National Health Service and various Facilities management organisations in th eprivate sector.

In 1986, Bryan established a Facilities Management partnership which successfully undertook major projects for corporate and public sector clients including IBM, LIFFE, London Stock Exchange, Credit Suisse First Boston Bank, Texaco and British Railways.

In 1994, he ventured into Malaysia to develop Facilities Management business inetrest and undertook Consultancy / Project Management projects at Kuala Lumpur International Airport, Guthrie and IOI in the palm industry.

Utilising the finance, analytical and business skills gained through many years in the Facilities Management industry, Bryan began the process of designing the Pure Investor model and initiated its launched in 2002.

Bryan's experience and expertise in wide variety of businesses and industry sectors has been teh guiding light for the growth and development of the Pure Investor Group.
----------------------------------------------------------------


Alan Foo Ming Lam (Executive Director of PureInvestor)
A qualified accountant by training and profession. Alan is also a graduate in Food Science from Wyoming University, USA. His initial years as an accountant, between 1989 and 1994 with Tor & Cp, a Kuala Lumpur-based public accountants, exposed him to auditing, accounting, taxation and financial consultancy.

Eising from an audit trainee to general manager of Tor & Co, Alan took on more complex tasks, includinf financial consultancy for SMIs in multiple industries.

Five years later he joined as a business partner in Cheng & Co, another Kuala Lumpur-based public accountant and was primarily involved in business development activity of the firm, adding new top-notch companies to its portfolio of clients.

In 1996, Alan was appointed executive director of Top Assignments Consulting and since then he has been actively involved in the development of SMIs in Malaysia between 1997 and 2000, Alan has successfully assisted in securing close to RM90 million in loans for more than 20 companies from major commercial and goverment banks in Malaysia.

As the executive director of consulting frim for SMLs, Alan holds regular dialogue with Central Bank of Malaysia (Bank Negara), Credit Guarantee Corporation, Goverment Development Banks, the Malaysia Economic Planning Unit, under the Prime minister's Department, the Ministry of Finance in Malaysia and Commercial Banks, including offshore banks.
------------------------------------------------------------


Phan Sew Ken (Director of PureInvestor)
Phan is a Malaysian born of Chinese parentage. She undertook her teacher training at the Malayan Teacher's College and spent 10 years teachong young children in Goverment Schools.

In 1986, she undertook a number of business courses and ventured into the business world, taking up posts in the roles of secretary, administration and office manager with various international companies in the construction, development and infrastructure industries.

Her love for teaching young children saw Phan establish her own preschool company in 2000, providing education through nurseries, kindergartens and day care centres.

Phan's knowledge and expertise in administration has been invaluable in the setting up and operation of the PureInvestor offices.
-----------------------------------------------------------------


Gary J Nichol (Director / General Manager of PureInvestor.Com Inc) In Charge when Bryan is not in the office.
A result oriented leader with proven success in managing and controlling multimillion dollar companies with diverse interests, ranging from golf course development to investment and finance, Gary joined PureInvestor.Com late 2003 after three years as regional director of Asiatic Investments Ltd, an international offshore investment group with offices in Hong Kong and Seychelles.

A skilled negotiator with sharp business acumen, Gary has track record of bringing companies fron the brink to profitability and implementing drastic corporate alignment programs which positively contributed to profitability ahead of targets or doubling of the share price within a short time.

With a strong background in and a passion for landscaping. Gary set out early in his career as general manager with Suncoast Greens Pty Ltd, a golf course renovation and contracting firm in Brisbane.

Six years later, he left to lecture at Queensland TAFE, Nambour, Australia in golf course management and horticulture. Gary is credited with being the first Australian lecturer to design study modules in gold course design.

He left lecturing for better prospect with Rodger Davis Golf Course Design in Queensland as its chief executive officer and moved to Malaysia in 1991. Before taking up this international posting, Gary, who studied civil engineering and landscape architecture at Queensland University of Technology, was national sales and marketing manager for a year with one of Australia's largest resort developers, Roach Property & development. A year earlier, he held a similiar position at Home Corp Pty Ltd, also in Sydney where he boosted bottom line profits and transformed company business in two years by the use of technology to re-engineer financial and investment products.
--------------------------------------------------------------------------------


Mohamad Ayub Abdul Malek (Director / General Manager of PIC Capital Sdn Bhd)
Mohamad Ayub is a Corporate Banker and as Director cum General Manager of PIC Capital, he is responsible for the Portfolio Team looking after investments in various hire purchase and leasing activities of the fund. He brings with him more than 15 years experience in risk assets.

Mohamad Ayub has held a number of roles during his 20-odd years in corporate banking, credit & marketing and venture capital.

He was previously AFFIN Finance Berhad's (AFB) Assistant General Manager of Marketing & Business Development. Besides ensuring AFB's risk assets, he monitored the effectiveness of the credit and marketing terms and personally veted all corporate proposals prior to presentation to AFB board of directors for approval.

A Hartford University, MBA graduate, Mohamad Ayub started his career in 1977 with pharmaceutical manufacturer, Inchcape Group of Companies Malaysia, as a production executive tasked with the smooth running of the production lines.

Seven years later, he left to join IBM World Trade Corporation as marketing representative. Between 1986 and April 1990, Mohamad Ayub served with Chase Manhattan Bank N.A, Kuala Lumpur and Oriental Bank Berhad as credit & marketing officer. In May 1990 he was appointed Assistant Vice President (credit & marketing) of Security Asian Bank Ltd in charge of maintenance of corporate loans portfolio and business development.

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PostPosted: Fri Feb 25, 2005 7:54 pm Post subject: Reply with quote
Gavin wrote:
I always find it interesting to see how people try to question PIPS? viability by comparing our returns to those generated in the stock market ( we?ve seen a few these types lately ). The logic to their argument is simple??how can PIPS offer such high returns when global powerhouse companies like Wal-mart, Citibank, Microsoft etc can?t even do that??

The answer to this is really quite simple?we get paid out of the company?s ?revenue? ( All the money generated by the company ) while stockholders get paid out of the ?profits? ( what?s left over of the revenue after paying out all the expenses ).

Comparing the 2 is like comparing apples to oranges.

If we look at Citibank?s financial statement for the year ending Dec 31 2003, http://finance.yahoo.com/q/is?s=C&annual we see they had revenue of $94.7 Billion?

From that revenue they had to pay out $51.1 Billion in operating expenses ( this would include things such as salaries, leases, etc. )

That left $43.6 Billion left as their ?operating income? and after paying taxes and interest there is $17.8 Billion left over in Profit or ?earnings?.

Now Citigroup has a little over 6 Billion shares issued which means that each share represents around $3.15 in profit; this is also known as its ?Earnings Per Share? ( EPS ).

The actual price of a stock will be a multiple of its EPS and is determined by what the market is willing to pay. Citigroup for instance has a current stock price of $46.21 which means that it is trading at 14.66 times its Earnings Per Share ( $3.15 x 14.66 = $46.21 )?this is called a ?Price Earnings Ratio?. A P/E Ratio of 14.66 is quite normal for the financial services industry

How likely is it for Citigroup to see a huge spike in profits?

Revenues could increase drastically but in those cases the operating expenses usually rise as well, which means that the money left over ( profits ) would not be greatly impacted. And in normal market conditions a stock price will only go up if its Earnings Per Share goes up.

Now let?s look at PIPS?

Instead of sharing in the company?s profit, we receive our payment directly out of the Revenue?it would be considered as an ?operating expense? to the company!! This is no different an employee of Citigroup receiving his/her wage?remember that Citigroup had $51.1 BILLION in operating expenses in 2003.

The reason our ?returns? don?t fluctuate is because they are a defined ?expense? and in no way are they tied to the ?profit? of the company as they come out of the revenue.

Think of it this way?if you have an employee of Citigroup that makes $100,000/yr he/she will earn that salary regardless of whether or not the company turns a profit. The salary is an expense and is paid out of the revenues. The shareholder on the other hand only benefits if the company is profitable.

From my meetings with Bryan, he was very clear that PIPS has no debt. Of course they have to pay their staff and they have to pay us ( the debenture holders ) but the revenue they are bringing in ( from their MANY profitable ventures ) far exceeds their expenses, which includes the payment of our ROI.

When Bryan mentions that PIPS as a company has averaged 10% growth/mth for the first half of the year and 17%/mth since then, it is not hard to understand why!

Another thing to consider is that PIPS is a privately held company ( Bryan is the controlling shareholder ) and the retained earning are invested back into the company which only makes it stronger. When PIPS does goes public ( 2 year time frame ) we will all have the opportunity to become shareholders which will allow us to share in the profits of the company which will be over and above our ROI!!

The bottom line is that the PIPS model makes sense. People hear the returns and automatically try to fit this program into a ?box? that they understand, which simply can?t be done. You can?t compare PIPS ( and our returns by extension ) to an equity investment because that?s not what it is. You can?t compare PIPS to a ?hedge fund? cuz that?s not what it is.

It?s unfortunate but PIPS will not be understood nor will it be accepted by everyone. So let them write their reports and tell us that our collapse is imminent?it doesn?t matter one bit. This company is here to stay and gets stronger with each passing day.

After talking to a number of people about PIPS, there's one comment that I hear quite frequently..."This sounds pretty risky".

Unfortunately most people only take into consideration "the capital risk" (losing the money they invest if things go awry).

What people generally don't consider is the "opportunity risk" (the potential reward they will miss out on by NOT participating).

The great thing about PIPS is that our "capital risk" is defined...it's $450.00. Someone knows exactly what they'll lose in the worst case scenario. On the other hand we can't even venture a guess as to what the "opportunity risk" will be. If someone had the chance to join PIPS back in February but decided NOT to they are now "losing" close to $30/day; and as time marches on and the payouts grow larger and larger, their losses are simply compounding.

So my question becomes what is the greater risk...To potentially be out $450.00 (capital risk) or to potentially miss out on a life changing income (opportunity risk)?

When I first heard about PI last September I told a friend about this opportunity. He said it was a little too risky for him but I ended up putting a few hundred dollars in the 2% account. 9 months later I've withdrawn about $1000.00 more than I put in and my monthly ROI is more than I have earned in any job.

I realize that hindsight is always 20/20 but in my situation, which risk was greater? My friend is now living with the consequences of his "opportunity risk" while my "capital risk" was recovered as soon as I made my first withdrawal.

The bottom line is that it is important to keep risk in perspective. It's been said that "Nothing is more expensive than a missed opportunity", and that certainly is the case with PIPS. Risk has two sides to it and focusing solely on one side while ignoring the other can prove to be quite costly.

Cheers,

Gavin
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PostPosted: Fri Feb 25, 2005 7:57 pm Post subject: Reply with quote
joedorner wrote:
Here are the facts as I see them and understand them from an old numbers cruncher.

These facts are for the linear thinker and the simulator challenged.

PIPS Facts

Quick facts on PIPS (Private Investment Profit System)

PIPS (Private Investment Profit System) by Pureinvestor, is a licensed private membership fund.

PIPS is comprised of a group of 11 companies.

Investment funds are managed by an independent third party trust company (ECTrustco)

PIPS is a fixed dividend Trust Account Debenture whch pays a fixed interest dividend. Each trust account debenture unit is $25.

PIPS Invested funds exceed $750,000,000.

Within the invested funds, approximately 60% are PIPS funds and approximately 40% is members money.

A debenture is essentially a loan, this debenture is for 6 months.

Fixed dividend allows you plan and project your investments and returns accurately months and years in advance.

Fixed dividend returns principal plus interest over 6 months.

Life of each trust account debenture unit is 180 Calendar days.

Returns (ROI - Return of & on investment) are generated on trading days, there are approximately 21 trading days per month.

The life of each trust account debenture unit is approximately 126 trading days over the 180 calendar days.

Fixed interest dividend pays a gross of 2% per trading day, which after fees, is a net of 1.9% per trading day.

Fixed dividend interest pays $0.4750 per unit, per trading day, net of management fees.

The fixed dividend interest is paid from PIPS funds, profits from PIPS Companies, and investment returns generated by trading activities (on both PIPS capital
and members capital) which can be as high as 80% in a month. PIPS trades at a 12 to 1 margin so 0.075% is all that is needed for PIPS to pay the 2%.

Since the interest dividend is fixed, any upside (or downside) from trading activities inures to the benefit (or detriment) of PIPS.

PIPS has been paying a 2% fixed dividend interest for over 18 months.

Each fixed dividend interest Trust Account Debenture unit is fixed for the 6 months until maturity.

Each unit = $25.00 and has a term of 6 months.

Each unit of $25.00 pays you back a total of $59.85 over it's 6 month life.

Each $25 unit will pay a $9.97 per month ROI (return of & on investment) or 39.8% monthly for it's 6 month life

4 - $25 Units ($100) will pay $39.88 per month ROI for their 6 month life. (returning $239.28 for each $100 invested)

Your invested principal is never withdrawn because it is paid back with interest over the 180 calendar day term.

Your ROI (return of & on investment) can be withdrawn or reinvested. If you reinvest all or a portion of your ROI you get the benefit of compounding.

You can reinvest anywhere from 0% to 100% (in 10% increments) of your ROI (return of & on investment)

You can reinvest any portion of your ROI returns (in $25 units) manually as well as automatically. You control and can change your reinvestment plan. (daily,
if desired)

Minimum Account is 17 units or $425.00. With fees, an account can be opened via credit card for a total of $472.50 and pays $8.08 daily ROI.

Each account has a deduction of $8.10 per trading day which pays your fees and purchases 6 additional units each month on your monthly anniversary.

Your daily return is divided into 3 sections:
1 - Your reserve for monthly fee $8.10/day = $170.10/month (pays fees and gets you 6 new debenture units each month)
2 -Your amount to automatically reinvest as set by you - 0% to 100% (reinvestments are in $25 units)
3 - Your amount available for withdrawal (ROI - reserve for fess - reserve for reinvesmtent = withdrawable)

1 - 17 unit account will generate sufficient ROI to fund reserve deduction to pay fees and purchase 6 more units, and. start month 2 with 23 units.
First 6 months are 17, 23, 29, 35, 41 and 47 units, plus your units purchased from reinvestment based on % you set even though you are $0.53. short of covering your reserve for monthly fee 1st month, it will be carried over.

Once opened, a minimum 17 unit account is self funding and will last forever due to the addition of 6 units each month.
Starting in your 6th month your monthly fee is increased, with the increased amount going to charitable contributions.

Account Illustration assuming 0% reinvestment

Month: 1 Units: 17 ROI: $169.58 Fee: $170.10 Available ROI: -$0.53 (carried forward to month 2)

Month: 2 Units: 23 (6 units added from monthly fee) ROI: $229.43 Fee: $170.10 Available ROI: $59.33

Month: 3 Units: 29 (6 units added from monthly fee) ROI: $289.28 Fee: $170.10 Available ROI: $119.18

Month: 4 Units: 35 (6 units added from monthly fee) ROI: $349.13 Fee: $170.10 Available ROI: $179.03

Month: 5 Units: 41 (6 units added from monthly fee) ROI: $408.98 Fee: $170.10 Available ROI: $238.88

Month: 6 Units: 47 (6 units added from monthly fee) ROI: $468.83 Fee: $206.01 Available ROI: $262.82 - Start of charity deduction

Month: 7 Units: 36 (17 units expire + 6 units added from monthly fee) ROI: $359.10 Fee: $206.01 Available ROI: $153.09

Month: 8 Units: 36 (6 units expire + 6 units added from monthly fee) ROI: $359.10 Fee: $206.01 Available ROI: $153.09

Month: 9 Units: 36 (6 units expire + 6 units added from monthly fee) ROI: $359.10 Fee: $206.01 Available ROI: $153.09

Month: 10 Units: 36 (6 units expire + 6 units added from monthly fee) ROI: $359.10 Fee: $206.01 Available ROI: $153.09

At 0% reinvestment an account will last forever with 36 units - 6 units expiring and 6 units being added each month.
You set up an account, manage and control your account via the internet on a secured connection.

You get a secure web login to manage your account.


Once you set up an account you should also set up a PIC Pay account which is a PIPS owned payment portal similar in concept to Pay Pal.
You can use your PIC Pay account to make deposits or withdrawals to or from your PIPS account.

From your PIC Pay account you can transfer by wire to your bank account, request a check, or request a debit card for withdrawals.

The PIPS website has an online forum where answers to virtually all questions can be found.

Reinvesting all or some portion of your ROI will make your account (and ROI) grow and compound.

Your ROI is used first to cover your monthly fee ($170.10 per month or $8.10 per trading day) balance can be reinvested or withdrawn.

1 Minimum 17 unit account with 0% reinvested will generate $153.09 per month in withdrawable income from month 7 on and continue forever.

1 Minimum 17 unit account with 20% reinvested will generate around $221 per month in withdrawable income forever.

An 18 unit account will give you positive (after fees) daily ROI of $0.45 ( $8.55 ROI - $8.10 reserve for monthly fee = $0.45 ) from day 1.

PIPS fixed interest dividend allows you plan and project your investments and returns accurately months and years in advance.

When (or before) you open an account you can download an investment simulator from the main page to help you plan your investment strategy.
18 units is the minimum number of units for an account to be self funding and have a positive daily ROI over and above the reserve for monthly fees.
Units 18 Daily ROI: $8.55 minus reserve for monthly fees: $8.10 Available to reinvest or withdraw: $0.45
In a month (avg 21 days) your totals are: $179.55 $170.10 $9.45

The breakdown of your monthly fees are: $150.00 purchases 6 additional units which are addied t your account and $20.10 in actual fees.

At 0% reinvestment, a 17, 18 ,19 or 20 unit account will level out in the 7th month at 36 units and pay $153.09 per month in perpetuity with months 1-3 paying a little less and 3-6 a little more to even the account out as a result of no reinvestment. That's over a 30% return, each month!. While that is not bad, if you understand and apply the Rule of 72 for compund interest you can see how easy it is to achieve financial independence.

The Rule of 72 for compound interest is you divide the number 72 by the interest percent you are earning and the answer will tell you how may periods you need to double your money.

The key to PIPS is the compounding you receive by reinvesting a portion of your ROI. The greater the amount of your ROI over and above the mandatory reserve for monthly fees and the purchase of 6 additional units, the more you have to withdraw and/or reinvest. PIPS will allow you set your automatic ROI reinvestment percentage at anywhere from 0% to 100% in 10% increments. You can change this percetage as often as you want by logging into your account. Since reinvestments are in $25 units your ROI is reserved based on the % you set until $25 is accumulated and it is automatically reinvested for you. The formula is: Daily ROI - reserve for fee = balance to reinvest or withdraw, then, balance to reinvest or withdraw, X reinvestment % = reserve for reinvestment, then, your reserve for reinvestment is subtracted from your balance to reinvest or withdraw and the remainder goes in to your account as available funds which you have the option of withdrawing, manually reinvesting, or leaving sit to accumulate to make 1 larger withdrwal rather than many smaller ones which is the most practical way to withdraw to minimize the impact of any fees for checks or wires.
For example, let's say you have set your account to automatically renivest 70% of your ROI and you have 18 units:

Units 18 ROI: $8.55 - fees: $8.10 Available: $0.45 Reinvest: 70.00% $0.32 Avail to withdraw: $0.14

The amount to reinvest will be reserved until $25 is accumulated and another unit will be automatically purchased for you and your ROI will increase by $0.475 each day because you have added 1 unit. Your available to with draw is tranferred to your available funds account and you can choose to withdraw it, manually reinvest it (in $25 units) or allow it to accumulate to reinvest or withdraw.This is over and above the 6 units you receive each month purchased from your monthly fee.

If you make no further contributions you will start you second month with 6 additional units that were purchased from your reserved monthly fee.

Units 24 ROI: $11.40 - fees: $8.10 Available: $3.30 Reinvest: 70.00% $2.31 Avail to withdraw: $0.99

Once your account hits 55 units, if you are set to 70% reinvestment, your ROI will will be sufficient to add a new unit out of reninvestment every other day.

Units 55 ROI: $26.13 - fees: $8.10 Available: $18.03 Reinvest: 70.00% $12.62 Avail to withdraw: $5.41

This will automaticly happen in your 5th month if you start with 18 unts set to 70% reinvestment and do not add any more funds. If you add more funds or
manually reinvest some of your available to withdraw funds it will happen quicker, perhaps much quicker.

Once your account hits 93 units, if you are set to 70% reinvestment, your ROI will will be sufficient to add a new unit out of reninvestment every day.

Units 93 ROI: $44.18 - fees: $8.10 Available: $36.08 Reinvest: 70.00% $25.25 Avail to withdraw: $10.82

This will automaticly happen in your 8th month if you start with 18 unts set to 70% reinvestment and do not add any more funds. If you add more funds or
manually reinvest some of your available to withdraw funds it will happen quicker, perhaps much quicker.

Now let's look at what has happended by the time we have accumulated 93 units. Your 93 units @ $25 each represent an invested value of $2,325. You can
get there 1 of 2 ways; 1st, starting with $450 invested (18 units) and 70% reninvestment you will reach 93 units on the 4th day of your 8th month adding no
additional funds out of pocket, or 2, you can add $1,875 to your $450 and be there any time. How you get there is not important, you will get there, once there,
here is your situation:

Your invested funds working are: $2,325.00 not counting your reserve for monthly fee or funds availabe to withdraw you have: $25.25 each day that is
available to be reinvested. Since reinvestments are in $25 units, $25.00 is the amount that will be reinvested for you. $25.00 reinvested is
1.08% of invested funds working. If you divide the number 72 by 1.08 you get 66.67 which is the number of days
it will take for your invested money to double. Since there are on average only 21 trading days in a month, it will take 3.174603175 months to double
your invested money. You double you money in a little over 3 months!

You should now have 186 units which will happen the 16th day of your 11th month with 18 units to start and no funds added.
Units 186 ROI: $88.35 - fees: $9.81 Available: $78.54 Reinvest: 70.00% $54.98 Avail to withdraw: $23.56

The beauty of PIPS is in it's simplicity. The system is designed to be self sustaining. It Protects us from ourseleves through the mandatory monthly fees and
the required reinvestment of 6 units a month. A minimum account is self funding and self sustaining in perpetuity. Since portion of the ROI we are paid comes
from the profits of PIPS companies, the more we reinvest, not only the more we earn, but the more PIPS earns.

1 Minimum Account is 17 units or $425.00 and will start generating $8.08 daily ROI starting the day after you open account. Assume 70% reinvestment.
An account like this account will cost approximately $475.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$2,527.82 & will give you a balance invested of $5,525.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $797.35 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 1 unit added (18 units total) will generate $8.55 daily ROI starting your second day. Assume you set it at 70% reinvestment.
An account like this account will cost approximately $500.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$2,714.55 & will give you a balance invested of $5,825.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $845.20 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 7 units added (24 units total) will generate $11.40 daily ROI starting your second day which at 70.00% reinvestment will get
you 1 unit added from reinvestment your first month starting your second month with 31 units instead of 23.
An account like this account will cost approximately $650.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$3,837.85 & will give you a balance invested of $7,825.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $1,164.24 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 17 units added (34 units total) will generate $16.15 daily ROI starting your second day which at 70.00% reinvestment will get
you 4 units added from reinvestment your first month starting your second month with 44 units instead of 23.
An account like this account will cost approximately $900.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$5,784.67 & will give you a balance invested of $11,375.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $1,730.54 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 20 units added (37 units total) will generate $17.58 daily ROI starting your second day which at 70.00% reinvestment will get
you 5 units added from reinvestment your first month starting your second month with 48 units instead of 23.
An account like this account will cost approximately $975.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$6,360.57 & will give you a balance invested of $12,350.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $1,886.07 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 50 units added (67 units total) will generate $31.83 daily ROI starting your second day which at 70.00% reinvestment will get
you 15 units added from reinvestment your first month starting your second month with 88 units instead of 23.
An account like this account will cost approximately $1,725.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$12,298.92 & will give you a balance invested of $23,075.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $3,596.92 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 76 units added (93 units total) will generate $36.58 daily ROI starting your second day which at 70.00% reinvestment will get
you 18 units added from reinvestment your first month starting your second month with 101 units instead of 23.
An account like this account will cost approximately $2,375.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$17,437.72 & will give you a balance invested of $32,325.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $5,072.48 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 125 units added (142 units total) will generate $67.45 daily ROI starting your second day which at 70.00% reinvestment will get
you 39 units added from reinvestment your first month starting your second month with 188 units instead of 23.
An account like this account will cost approximately $3,600.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$27,070.17 & will give you a balance invested of $49,600.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $7,828.19 each month which will continue to regularly grow at 40% or better reinvestment.

1 minimum account with 175 units added (192 units total) will generate $91.20 daily ROI starting your second day which at 70.00% reinvestment will get
you 55 units added from reinvestment your first month starting your second month with 253 units instead of 23.
An account like this account will cost approximately $4,850.00 to establish and if left on its own will generate 1st year withdrawals of approximately
$36,912.80 & will give you a balance invested of $67,325.00 in 12 mos which will continue to generate ROI which at 60.00% reinvestment will get
you an ongoing monthly withdrawable cash flow of $10,655.68 each month which will continue to regularly grow at 40% or better reinvestment.

It is interesting to note that given the assumptions of a 70% reinvestment rate the first year, and a 60% reinvestment rate the second year as illustrated
here, the monthy cashflow that you are able to withdraw starting your second year is roughly double the total 1 time amount you used to start your account.

For example, note the first example, an account started with a 1 time $475 investment, after 2 years will give you an ongoing monthly cashflow of $797.35
per month. Also note the last example of an account started with a 1 time investment of $4,850 will pay you an ongoing monthly cash flow of over
$10,000.00 per month. Each month more than double your 1 time investment! This is the power of compounding!

And this does not even take into consideration that you have withdrawn over 5 times your initial investment during the first year alone!
These figures have been extracted using the PIPS simulator to calculate anticipated returns which based on a fixed dividend program should be fairly close
to exact. It has been assumed that any additions to the minimum account have been made either first day account was opened or 2nd day prior to the first
day of ROI dividend payments. All assumptions are based on a 1st year 70% reinvestment percentage. The first year withdrawal totals are not even. They
grow with the smallest individual withdrawal being in the first month and increasing each month as the invested total increases by compounding which
increases the daily ROI. Reinvestment percentages may be changed as often as you like, even daily. The results shown here can be increased by increasing
the amount reinvested in the first 2 or 3 months either manually or automatically. Regardless of the plan the first 2 or 3 months are the smallest withdrawals
and reinvesting these returns even for the first 3 months will dramatically increase the results. Each investor should get familiar with the PIPS investment
simulator and the account controls to create the best plan for each individual investor.

POINTS TO PONDER ?

Once an account is opened it is self funding & can live forever!

All units we purchase last for 6 months, then expire after having paid us a total of 2.39 time our investment. We are "tickled pink". Now, once we realize
we are happy due to getting 2.39 times our investment back ? we have to realize that even though our initial capital was returned to us with a profit ?
since principal and interest were paid out of returns generated, PIPS still has our initial capital but no longer needs to pay us a return on it.

When you stop and ponder these 2 points you will realize the sheer brilliance of the financial plan and the strength of the company which gets more
successful as we get more successful. Not only a win - win transaction, but one with built in growth and perpetuity!

Stated another way;

Once you open an account you can never close it, ? it pays, and pays and pays .. (and because it's making money for you, why would you want to?)

The only way the cash flow can stop is if PIPS stops it. (but if the more we make the more they make, why would they want to?)

PIPS - the one and only perpetual money machine!

Thank you Bryan & PIPS your (our) program is a blessing and it is obvious genious on your part. Thanks for all the hardwork and generosity.

Joe Dorner
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PostPosted: Fri Feb 25, 2005 7:58 pm Post subject: Reply with quote
jebonnet wrote:
When Bryan Marsden is asked, ?Why do you do it?? This is his answer: ?Sharon and I can go anywhere in the world and any country in the world and we have more friends than anyone could ever wish for. That is something money could never buy. We get a great feeling on this scenario.

I started my life at the age of 14 working 3000 feet underground in a coal mine. I was the son of a coal miner. And during that period I saw people get killed, I saw families get decimated, I knew people who spent 40 years under ground, never had a cent in their life. This was the community I grew up in. I?ve seen owners; people within these companies generate so much wealth on the people at the bottom on their suffering. This is something we have looked at over the years and I?ve said it?s about time someone change the playing field and give the opportunity to those who could not do it themselves. And that is what the PIPS model is about.?

Why do many people believe PIPS is a scam or a Ponzi scheme? The answer is very simple. Living in a world of overwhelming greed and self-indulgence, it?s hard to believe a person would dedicate his life to helping the less fortunate, especially financially. My wish is that every member would come to a place where they fully understand the enormity of what Bryan and Sharon has brought to us. We now have hope for a better life because one man set aside his own interest to ?level the playing field? so you and I could have the opportunity to experience financial freedom.

Don?t look for a copy-cat of PIPS. There will never be one. There is too much greed in the world for someone to be willing to sacrifice himself to the extent Bryan has done for the purpose of helping others. This is the only way PIPS could work and continue working so don?t look for someone to try to copy the PIPS model! It is highly unlikely there will ever be another Bryan. He is truly one of a kind. Thank you Bryan and Sharon, I thank God for you every day of my life.

Jim


jebonnet wrote:
In the spring of 2004 I received a phone call from a friend about a program called Pure Investor. He encouraged me to take a look at the web site. He said he didn?t know much about it but he had two friends that had just returned from a conference in Malaysia. He said his friends were extremely excited and were making some incredible (really, unbelievable) claims. Out of respect for my friend I decided to take a look so I could truthfully tell him I had visited the web site.

It didn?t take long to conclude that this opportunity was one of those that fell within the guidelines to avoid because it sounded too good to be true. Since every opportunity I had ever participated in which sounded too good to be true turned out to be too good to be true, I decided to stay clear. After all, I couldn?t, with a clear conscience, participate in or share an opportunity with my friends that was obviously a ponzi scheme.

For some reason I could not get out of my mind the experiences my friend shared with me regarding his two friends concerning their trip to Malaysia. I could not reconcile the obvious. On one hand, to me, it was a clear cut example of a ponzi scheme yet on the other hand these two individuals were more than convinced that Pure Investor was in fact a bona-fide opportunity with incredible financial returns. Either I was right and these two people were duped or I was wrong and they had, in fact, found something truly awesome. From my frame of reference I was more inclined to believe I was right and they were wrong. I decided to find out.

For two months I read everything I could in the Forum. I read about the founder and CEO, Bryan Marsden and others who were part of the PIPS team. They all had impressive backgrounds in business and investment. I read about the numerous companies that was said to be generating income for the 2% per day program. I wondered about the money, how it was invested and was curious about the details of the overall operation. I wanted to know more, lots more! Then I realized Pure Investor was a private investment company that had no obligation to prove anything to anyone. They simply laid out their program and one could take it or leave it. There was no push for new members. There was no emphases given to recruitment. Basically they were saying, ?Here is what we have to offer, take it or leave it.? Hmmmm, not a very good strategy for a ponzi scheme, I thought! I had to finally conclude this was not a ponzi scheme. Now it was time to take a serious look.

Before I became a member I could demand to see proof of how the money was spent, I could demand proof that what Bryan was saying about the companies and how the 2% was being generated was true. I could demand, demand, and demand! After all, don?t I have a right to know and have proof laid before me of the legitimacy of all the clams being made by the company before I give them my money? I soon realized that the only thing the company owed me was to keep its promise to me, if I put money in, I would receive 2% per trading day on my money. Other than that, they owe me nothing. This was a private company that said, ?Here is what we have to offer, take it or leave it!?

So it comes down to three simple words, honesty, trust and integrity. Since I was going to base my participation on these things, I began to look for these attributes in the leaders and especially in the CEO. How could I make a determination for myself without meeting the leaders personally? I began to search the forum for every post regarding comments of people who meet Bryan on his world tour

how long will it take for pips to be restored

Admin,

Just an observation, someone may want to go through this thread and others that have taken earlier copies from PIPS. It refers to ROI still in places and a lot of the info on the management etc is out of date ie; Gary Nichols etc.

Just purely an observation and trying to avoid giving any more fuel to any more fires that Bryan may need to put out, in case someone wants to ........

Hope you didn't mind the highlighting of this.

I dont beleive anymore on that post.... if what you said on that post was true PIPS wouldnt be in troubles as it is now... wouldnt?

I was a PIPS beleiver and BM beleiver, but facts are showing all the contraire.

FACTS or PROPAGANDA?????

Originally Posted by eugeandy

how long will it take for pips to be restored

It could be some time yet

WOW!!!! What's really going on? Does anyone know for sure? Bryan and Sharon are imprisoned??? Man!!!! Trials?? What's happening? Is there a slim chance that PIPS will return???

Thanks for any responses. I appreciate you.

Originally Posted by snowdrop

WOW!!!! What's really going on? Does anyone know for sure? Bryan and Sharon are imprisoned??? Man!!!! Trials?? What's happening? Is there a slim chance that PIPS will return???

Thanks for any responses. I appreciate you.

Hmmm... Welcome Snowdrop... where you've been all along?

We've been having two serious and in some places, near hazards with snow blizzards in some parts of the world.... at least two years have gone by, so where could you have been swinging your tool at???

I hope you don't bring more snow falls this time round... had enuf of it...LoL !!!

Anyway, it does appear, you must be an odd case to be left in oblivion for not knowing this much about Brian and Sharon Marsden behind bars in Malaysia?

Its never too late some would say... and I too will add, Welcome BACK to ROLClub...

i was also hoping so much on PIPS. but now its time to get real life....

Originally Posted by PluT0

i was also hoping so much on PIPS. but now its time to get real life....

It took you this long to come to that conclusion?