Thread: Hci 25 - www.hci25.com

Originally Posted by chicosan

I don't have to.......YOU have already demonstrated that your "facts" are just your opinions.

You know you really should go into being a stand up comedian. Well, just in case anyone wants to find out for themselves if Johnson & Wales University shows the two hyphenated golden boys of investments as graduates (forget about with honors), just go to: National Student Clearinghouse: Degree verification & enrollment verification. Now you will have to pay a nominal fee to get the information, but they will provide you all the "proof" you need to see if I was lying or the twins and chicosan were lying.

Now if you don't want to pay the nominal fee, and you will accept their reply to me as "proof," then here is what they had to say, and I quote:

"Because the information you provided did not match any records in our database, we asked the school to research your request. The school was unable to locate either a degree or enrollment record for the subject of your verification request."

Guess my opinion was backed by "FACTS" after all. Back to you chisoan.

END OF DEBATE!!!

YOU obviously are unable to address all of the facts. You address ONLY what you want to and leave the rest alone.


"There are in fact two markets that exist with regard to endowment policy trading, the first type is the publicly Traded Endowment Policy (TEP) market which is regulated by securities regulators, which is the only market you will find any information about if you google the phrase “Traded Endowment Policies”.

In this regulated market, the hub of which is in the UK, you must hold a TEP for 7/8 years before the TEP has accrued sufficient value to make it possible for it to be sold on, for a profit, crucially however, as well as this regulated public market in TEPs, there is also private financial market known as the a “private placement” traded endowment policy market, this market is closed to the general public because it is not regulated by the SEC or equivalent regulators, but it is regulated by the insurance regulators.

Within this private financial market only Sophisticated/Accredited Investors are permitted to invest in the these type of TEPs, and when I say Sophisticated/ Accredited Investors I am referring to the Trust partner or Venture Capital firm, not us the members.

So how is it possible that we as members are able to participate in a private placement TEP transaction, even thought they are not open to the general public?, simple, we join a private-members club and pay a membership fee (admin fee), this private-members club structure makes it possible if a “Reverse Pension Plan” to provide it’s members with access to these type of transactions as beneficiaries, not as Investors.

The biggest difference between publicly offered and regulated TEPs, and private placement TEPs, is that the private placement TEPs, have an immediate value based on its maturity value which is available to the Sophisticate/Accredited Investor as soon as the policy is issued, in other words you don’t have to hold a private placement TEP for 7/8 years before it has accrued sufficient value to make it possible to sell it, this reality is demonstrated by the fact that the Bank will offer a loan of 60% of the endowment policy’s face value (maturity value) to the Sophisticated/Accredited Investor (Trust partner Venture Capital firm) as soon as it is issued, and since Banks only give loans against good collateral, it should be equally clear that these type of private placement endowment policies constitutes excellent collateral, as otherwise no such loan would be forthcoming.

Remember, these private placement TEPs should not to be confused with publicly offered and regulated TEPs, so knowing your apples from your oranges is key, and is what separates the financially savvy individual, from those less so."

Before I "Debate" you on your last post, let's deal with the lies told by the Admins of this program that you conveniently and clearly want to avoid. Prove that they didn't lie about their names and degrees. What's the matter, hard to admit the financial guru's aren't who they claimed to be? You emphatically claimed that my proving they lied was just my opinion and not surrported by "FACTS." Well guess what, my opinion was not opinion at all but "FACT."

Now before you get all excited I won't debate you on your above claim, I wouldn't get too excited just yet. But thanks for proving the hyphenated financial guru's are LIARS.

Originally Posted by LynnRE

Before I "Debate" you on your last post, let's deal with the lies told by the Admins of this program that you conveniently and clearly want to avoid. Prove that they didn't lie about their names and degrees. What's the matter, hard to admit the financial guru's aren't who they claimed to be? You emphatically claimed that my proving they lied was just my opinion and not surrported by "FACTS." Well guess what, my opinion was not opinion at all but "FACT."

Now before you get all excited I won't debate you on your above claim, I wouldn't get too excited just yet. But thanks for proving the hyphenated financial guru's are LIARS.

I refuse to debate with an unarmed person!

Originally Posted by chicosan

I refuse to debate with an unarmed person!

I don't debate with someone who cannot deal with reality, or that has a brain. But in your case I will make an exception.

Even if a proven liar presented a program to me that contained information
that might be true, I still would not entrust my money to them!

Why would I believe part of their presentation when the other part has
been proven to be a lie??

A person that entrusts their money to a proven liar is a fool.

Here is another fact, "A fool and his money are soon parted"!

Originally Posted by LynnRE

I don't debate with someone who cannot deal with reality, or that has a brain. But in your case I will make an exception.

Your childish comment doesn't deserve an answer.

Originally Posted by whadyano

Even if a proven liar presented a program to me that contained information
that might be true, I still would not entrust my money to them!

Why would I believe part of their presentation when the other part has
been proven to be a lie??

A person that entrusts their money to a proven liar is a fool.

Here's the proven point........NOTHING HAS BEEN PROVEN!

Originally Posted by chicosan

Your childish comment doesn't deserve an answer.

But you just did. Thanks for proving my point. But I digress.

In regard to your comments, and I quote: "END OF DEBATE!!!

YOU obviously are unable to address all of the facts. You address ONLY what you want to and leave the rest alone."

Well, you obviously chose not to discuss the fact that I have proved the hyphenated guru's are liars. Guess you only want to degate what you want to debate and leave the rest alone. Kind of hard to "debate" someone who won't even admit these two so-called financial experts are liars.

Originally Posted by chicosan

Here's the proven point........NOTHING HAS BEEN PROVEN!