Laziness has been a plague for humanity from its beginning. In Christian mythology, laziness is one of the seven deadly sins. Those who were lured into its nets were threatened with hell’s fire.
Today, there are many businesses that exploit the collective indolence. See for yourself the ways in which laziness takes over and poisons our lives.
1. Not having a retirement fund
At 20 we don’t necessarily think about life’s “sunset” but old age can come quickly and you will need a fat bank account if you want to cover all your needs.
You could start by putting aside as little as $200 or $300 each month. Put them into a retirement fund or savings account. Use whatever pleases you, but start saving.
2. Not paying the credit card bills on time
Laziness overcomes any logic, especially when you have to take 5 minutes out of your time to pay your credit card bills. The later you pay, the bigger the interest will get. The single and most efficient solution is to pay your obligations on time.
3. Not looking for the best offer
You may think that a single deal will not save too much, but when you always look for a better price, you will sooner or later find that you can save quite a bit of money.
4. Not making a shopping list
This is a classical scenario in which laziness “attacks your budget”. If you’re not spending two minutes of your time to pencil out the shopping list, then most probably you will end up buying lots of useless things. Also, it is very important that you don’t shop when you are hungry. It makes you buy all the things that make you salivate.
5. Not selling the things you don’t need any more
You have a CD/tapes collection that you don’t listen anymore? Do you have lots of decorative objects which serve as surface for dust? You probably have a small fortune in your house but you don’t even know about it. Start selling on the Internet or, if you can, participate in a backyard sale.
6. Not taking advantage of sport centers offered by the employer
We can see that corporations are more and more interested towards their employees’ health. If your employer puts at your disposal such a wonderful opportunity, just take it and save money on a paid fitness center.
7. You are sleeping too much
If you’re sitting too much in bed you are losing both time and money. First of all, the time you’re losing could be converted into something that could yield, now or in the future. Reading a book is a much better solution than sleeping too much or wasting time. Secondly, you could have health problems if you’re sleeping too much or not having a right lifestyle.
8. Lack of moving
Be active! If you’re using public transportation, get off some stations before the final destinations and let your body move. As with #7, this is a good solution to avoid possible health problems which could harden your financial life even more. Always try to keep in shape.
Effectively?